# US 2021/0241288 A1 · Method and system for determining return options for inventory items > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 2021/0241288 A1 - Document ID: US20210241288A1 - Status: Published application - Kind: A1 - Application number: 16/777,601 - Filed: 2020-01-30 - Published: 2021-08-05 - Earliest claimed: 2020-01-30 - Applicants: Target Brands, Inc. - Inventors: Yogesh Hunsur Doreswamy; Velmurugan Kathiresan; Arun Kumar Padmanabhan; Cleo Pinto; Caitlin Sicora; Megan Tanck; Karthik Umamaheshwara; David Rickers - Web page: https://patentgrep.com/patent/US20210241288A1 ## CPC - G06Q 30/016: After-sales - G06Q 20/4016: {involving fraud or risk level assessment in transaction processing} - G06Q 20/405: {Establishing or using transaction specific rules} - G06Q 20/407: {Cancellation of a transaction} - G06Q 30/0185: {Product, service or business identity fraud} - G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR ## Abstract A method of determining a return option for a customer of a retail enterprise. The method includes receiving a request to return a previously-ordered inventory item. The request includes item attributes including an item description and an item cost of the previously-ordered inventory item. Customer attributes are received, which include a customer profile, historical sales order metrics, and historical return metrics from a customer attribute database. A risk score for the customer is determined. The risk score is based, at least in part, on the customer attributes and one or more rules assessed by a customer risk assessment tool of the retail enterprise. Based on the risk score and the item attributes, at least one return processing option for the customer is automatically determined. The at least one return processing option is presented to the customer for selection. ## Claims ### Claim 1 A method of determining a return option for a customer of a retail enterprise, the method comprising: receiving, from a customer at a customer account page of a retail web site, a request to return a previously-ordered inventory item, the request identifying the previously-ordered inventory item; receiving customer attributes of a customer associated with an order including the previously-ordered inventory item, the customer attributes including a customer profile, historical sales order metrics, and historical return metrics from a customer attribute database; determining a risk score for the customer, wherein the risk score is based, at least in part, on the customer attributes and one or more rules assessed by a customer risk assessment tool of the retail enterprise; based on the risk score and the item attributes, automatically determining at least one return processing option for the customer at a returns processing service tool, wherein the at least one return processing option is presented to the customer for selection; and presenting, to the customer, the at least one return processing option within a return user interface of the retail website. ### Claim 2 (depends on 1) The method of claim 1, wherein historical sales order metrics includes total orders, total spent, total purchases, and percentage of returns to purchases. ### Claim 3 (depends on 2) The method of claim 2, wherein automatically determining at least one return processing option for the customer excludes at least one return processing option based on the item having a value exceeding a predetermined threshold. ### Claim 4 (depends on 1) The method of claim 1, wherein historical return metrics include total returns, total refund amount, total replacement amount, total advance replacement amount, and total refund amount. ### Claim 5 (depends on 1) The method of claim 1, wherein the at least one return processing option includes a plurality of return processing options including a return option, a refund option, and a replacement option. ### Claim 6 (depends on 5) The method of claim 5, wherein the return option further includes a time at which the refund is issued. ### Claim 7 (depends on 5) The method of claim 5, wherein the refund option comprises an instant-refund option. ### Claim 8 (depends on 1) The method of claim 1, wherein a risk score exceeding a predetermined threshold represents potential fraudulent customer behavior. ### Claim 9 (depends on 1) The method of claim 1, wherein the customer attributes are obtained from at least a prior six months of data describing interactions between the customer and the retail enterprise. ### Claim 10 (depends on 1) The method of claim 1, wherein the customer profile includes past fraudulent activity, past calculated risk scores, and an identification of whether the customer is a known reseller of items purchased from the retail enterprise. ### Claim 11 (depends on 1) The method of claim 1, wherein the item attributes includes a value of the item and a frequency of fraudulent activity associated with the item. ### Claim 12 (depends on 1) The method of claim 1, further comprising accessing the customer attribute database from the customer risk assessment tool. ### Claim 13 A system for determining a return option for a customer of a retail enterprise, the system comprising: a computing system including one or more enterprise computing devices, the computing system including at least one processor and a memory subsystem including at least one memory device, the memory subsystem communicatively coupled to the at least one processor, the memory subsystem storing a customer attribute database and instructions executable to provide a customer risk assessment tool and a returns processing service tool, the instructions, when executed by the at least one processor, causing the computing system to: receive, from a customer at a customer account page of a retail website, a request to return a previously-ordered inventory item, the request identifying the previously-ordered inventory item; receive customer attributes of a customer associated with an order including the previously-ordered inventory item, the customer attributes including a customer profile, historical sales order metrics, and historical return metrics from a customer attribute database; determine, at the customer risk assessment tool, a risk score for the customer, wherein the risk score is based, at least in part, on the customer attributes and one or more rules managed by the customer risk assessment tool; based on the risk score and the item attributes, automatically determine at least one return processing option for the customer at the returns processing service tool, wherein the at least one return processing option is presented to the customer for selection; and return the determined at least one return processing option to be provided to the customer within a return user interface of the retail website. ### Claim 14 (depends on 13) The system of claim 13, wherein the customer risk assessment tool accesses the customer attribute database to determine the risk score for the customer. ### Claim 15 (depends on 13) The system of claim 13, wherein request to return a previously-ordered inventory item is received by a return processing service system, the return processing service system assessing the customer attribute database, the customer risk assessment tool, and the returns processing service tool to provide the customer with the at least one return processing option within a return user interface of the retail website. ### Claim 16 (depends on 13) The system of claim 13, wherein the customer risk score is updated in real time based on the customer profile. ### Claim 17 A method of determining a return option for a customer of a retail enterprise, the method comprising: submitting, from a first customer, a first customer log-in at a retail website; submitting a first request, from the first customer at a customer account page of the retail website, the first request to return a first previously-ordered inventory item, the first request identifying a first previously-ordered inventory item; submitting a second request from the first customer at a customer account page of the retail website, the second request to return a second previously-ordered inventory item, the second request identifying the second previously-ordered inventory item; and based on the first previously-ordered inventory item and customer attributes of the first customer including a customer profile, historical sales order metrics, and historical return metrics, receiving a first set of return processing options selected from among a collection of possible return options for the first previously-ordered inventory item; based on the second previously-ordered inventory item and customer attributes of the first customer including a customer profile, historical sales order metrics, and historical return metrics, receiving a second set of return processing options selected from among a collection of possible return options for the second previously-ordered inventory item, wherein the second set of return processing options includes at least one different return processing option as compared to the first set of return processing options. ### Claim 18 (depends on 17) The method of claim 17, further comprising: submitting, from a second customer, a second customer log-in at a retail website, wherein the second customer is different than the first customer; submitting a request, from the second customer at the customer account page of the retail website, a request to return a third previously-ordered inventory item; based on the third previously-ordered inventory item and customer attributes of the second customer, receiving a return processing option selected from among a collection of possible return options for the third previously-ordered inventory item, wherein the return processing option for the second customer is different than the first return processing option for the first customer. ### Claim 19 (depends on 18) The method of claim 18, wherein the third previously-ordered inventory item is a same type of item as the first previously-ordered inventory item. ### Claim 20 (depends on 18) The method of claim 18, wherein the first customer and the second customer have a similar customer risk score. ### Claim 21 (depends on 19) The method of claim 19, wherein the first customer and the second customer have different customer risk scores.