# US 2021/0241262 A1 · Mobile wireless communications device having digital wallet with multi-mode user card and related methods > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 2021/0241262 A1 - Document ID: US20210241262A1 - Status: Published application - Kind: A1 - Application number: 17/239,182 - Filed: 2021-04-23 - Published: 2021-08-05 - Earliest claimed: 2013-06-13 - Assignees: BlackBerry Limited - Applicants: BlackBerry Limited - Inventors: Ravi SINGH; Neil Patrick ADAMS; Geoffrey Wendell MACGILLIVRAY - Web page: https://patentgrep.com/patent/US20210241262A1 ## CPC - G06Q 20/36: using electronic wallets or electronic money safes - G06Q 20/3224: {Transactions dependent on location of M-devices} - G06Q 20/3278: {RFID or NFC payments by means of M-devices} - G06Q 20/405: {Establishing or using transaction specific rules} - H04W 4/029: Location-based management or tracking services - H04W 4/02: Services making use of location information - H04W 4/80: Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication - G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR - H04W: WIRELESS COMMUNICATION NETWORKS (broadcast communication H04H; communication systems using wireless links for non-selective communication, e.g. wireless extensions H04M1/72) ## Abstract A mobile wireless communications device may include a housing, a wireless transceiver carried by the housing, a memory carried by the housing, a display carried by the housing, and a processor carried by the housing. The processor is configured to implement a digital wallet including a multi-mode user card having first and second user interface modes, and selectively change the multi-mode user card from the first user interface mode to the second user interface mode based upon a current location, a current time, or a determined event. The second user interface mode includes one or more of a mapping interface mode, a survey interface mode, or a purchase interface mode. ## Claims ### Claim 1 A wireless communications device comprising: wireless circuitry for communicating over a wireless network; a location determining device configured to determine a current location; memory; a display; and a processor in operative communication with the wireless circuitry, location determining device, memory, and display, the memory storing program instructions that when executed by the processor cause the wireless communications device to: store a multi-mode user card in association with a digital wallet, the multi-mode user card comprising a trigger location; render the stored multi-mode user card on the display in a first user interface mode; detect the current location of the wireless communications device; and automatically change the display of the multi-mode user card from the first user interface mode to the second user interface mode when the detected current location corresponds to the trigger location, wherein the second user interface mode is a mapping interface mode for providing directions to a user of the wireless communications device. ### Claim 2 (depends on 1) The wireless communications device of claim 1 wherein the detected current location corresponds to the trigger location when the detected current location is within a threshold distance of the trigger location. ### Claim 3 (depends on 2) The wireless communications device of claim 2 wherein the mapping interface mode provides directions to the user to the trigger location. ### Claim 4 (depends on 1) The wireless communications device of claim 1 wherein the multi-mode user card is obtained by the wireless communications device from a provisioning server or terminal at a vendor location corresponding to the trigger location. ### Claim 5 (depends on 1) The wireless communications device of claim 1 wherein the multi-mode user card comprises a plurality of trigger locations, and the detected current location corresponds to the trigger location when the detected current location is within a threshold distance of one of the plurality of trigger locations, and the mapping interface mode provides directions to the user to the one of the plurality of trigger locations. ### Claim 6 (depends on 1) The wireless communications device of claim 1 wherein the program instructions, when executed by the processor, further cause the wireless communications device to transmit user data for user data fields comprised in the multi-mode user card to a provisioning server prior to storing the multi-mode user card. ### Claim 7 (depends on 6) The wireless communications device of claim 6 wherein the program instructions, when executed by the processor, further cause the wireless communications device to receive a confirmation message from the provisioning server in response to transmitting the user data, prior to storing the multi-mode user card. ### Claim 8 (depends on 7) The wireless communications device of claim 7 wherein the multi-mode user card that is stored comprises the user data. ### Claim 9 A method operable on a wireless communications device, the wireless communications device comprising wireless circuitry for communicating over a wireless network, a location determining device, memory, a display, and a processor in operative communication with the wireless circuitry, location determining device, memory, and display, the method comprising: storing a multi-mode user card in association with a digital wallet, the multi-mode user card comprising a trigger location; rendering the stored multi-mode user card on the display in a first user interface mode; detecting the current location of the wireless communications device; and automatically changing the display of the multi-mode user card from the first user interface mode to the second user interface mode when the detected current location corresponds to the trigger location, wherein the second user interface mode is a mapping interface mode for providing directions to a user of the wireless communications device. ### Claim 10 (depends on 9) The method of claim 9 wherein the detected current location corresponds to the trigger location when the detected current location is within a threshold distance of the trigger location. ### Claim 11 (depends on 10) The method of claim 10 wherein the mapping interface mode provides directions to the user to the trigger location. ### Claim 12 (depends on 9) The method of claim 9 wherein the multi-mode user card is obtained by the wireless communications device from a provisioning server or terminal at a vendor location corresponding to the trigger location. ### Claim 13 (depends on 9) The method of claim 9 wherein the multi-mode user card comprises a plurality of trigger locations, and the detected current location corresponds to the trigger location when the detected current location is within a threshold distance of one of the plurality of trigger locations, and the mapping interface mode provides directions to the user to the one of the plurality of trigger locations. ### Claim 14 (depends on 9) The method of claim 9, further comprising transmitting user data for user data fields comprised in the multi-mode user card to a provisioning server prior to storing the multi-mode user card. ### Claim 15 (depends on 14) The method of claim 14, further comprising receiving a confirmation message from the provisioning server in response to transmitting the user data, prior to storing the multi-mode user card, wherein the multi-mode user card that is stored comprises the user data. ### Claim 16 A non-transitory computer readable medium storing code which, when executed by a processor of a wireless communications device that comprises wireless circuitry for communicating over a wireless network, a location determining device, memory, a display, and a processor in operative communication with the wireless circuitry, location determining device, memory, and display, causes the wireless communications device to: store a multi-mode user card in association with a digital wallet, the multi-mode user card comprising a trigger location; render the stored multi-mode user card on the display in a first user interface mode; detect the current location of the wireless communications device; and automatically change the display of the multi-mode user card from the first user interface mode to the second user interface mode when the detected current location corresponds to the trigger location, wherein the second user interface mode is a mapping interface mode for providing directions to a user of the wireless communications device. ### Claim 17 (depends on 16) The non-transitory computer readable medium of claim 16 wherein the detected current location corresponds to the trigger location when the detected current location is within a threshold distance of the trigger location. ### Claim 18 (depends on 17) The non-transitory computer readable medium of claim 17 wherein the mapping interface mode provides directions to the user to the trigger location. ### Claim 19 (depends on 16) The non-transitory computer readable medium of claim 16 wherein the multi-mode user card is obtained by the wireless communications device from a provisioning server or terminal at a vendor location corresponding to the trigger location. ### Claim 20 (depends on 16) The non-transitory computer readable medium of claim 16 wherein the multi-mode user card comprises a plurality of trigger locations, and the detected current location corresponds to the trigger location when the detected current location is within a threshold distance of one of the plurality of trigger locations, and the mapping interface mode provides directions to the user to the one of the plurality of trigger locations.