# US 2021/0240518 A1 · Account clearing and reconciliation method, apparatus, and computer device > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 2021/0240518 A1 - Document ID: US20210240518A1 - Status: Published application - Kind: A1 - Application number: 17/052,065 - Filed: 2019-05-13 - Published: 2021-08-05 - Earliest claimed: 2018-05-14 - Assignees: Netsunion Clearing Corporation - Applicants: Netsunion Clearing Corporation - Inventors: Qun ZHANG; Zhiyuan ZHANG; Ping LI - Web page: https://patentgrep.com/patent/US20210240518A1 ## CPC - G06F 9/466: {Transaction processing} - G06Q 40/00: Finance; Insurance; Tax strategies; Processing of corporate or income taxes - G06F 16/2322: {using timestamps} - G06Q 40/12: Accounting - G06F: ELECTRIC DIGITAL DATA PROCESSING (computer systems based on specific computational models G06N) - G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR ## Abstract A clearing and reconciliation method includes: partitioning a preset factor corresponding to data to be cleared and reconciled to obtain a plurality of partition points; and performing clearing and reconciliation on data to be cleared and reconciled accumulated at each partition point. ## Claims ### Claim 1 A clearing and reconciliation method, comprising: partitioning a preset factor corresponding to data to be cleared and reconciled to obtain a plurality of partition points; and performing clearing and reconciliation on data to be cleared and reconciled accumulated at each partition point. ### Claim 2 (depends on 1) The method of claim 1, further comprising: obtaining a result obtained after performing the clearing and reconciliation on the data to be cleared and reconciled accumulated at each partition point; and merging and summarizing the result to perform clearing and reconciliation on the data to be cleared and reconciled. ### Claim 3 (depends on 1) The method of claim 1, wherein the preset factor is a time factor, and partitioning the preset factor corresponding to the data to be cleared and reconciled to obtain the plurality of partition points comprises: partitioning a time period corresponding to the data to be cleared and reconciled based on the time factor to obtain a plurality of time slices, each time slice comprising a start time and an end time; determining the end time of each time slice as a partition point to obtain the plurality of partition points; and in response to detecting that the current time reaches an end time of a time slice, performing clearing and reconciliation on data to be cleared and reconciled accumulated before a transaction corresponding to the current time. ### Claim 4 (depends on 3) The method of claim 3, further comprising: detecting the current time continuously to update the current time. ### Claim 5 (depends on 1) The method of claim 1, wherein the preset factor is a business scale factor of the data to be cleared and reconciled, and partitioning the preset factor corresponding to the data to be cleared and reconciled to obtain the plurality of partition points comprises: counting a number of transactions corresponding to a business scale of the data to be cleared and reconciled to obtain the number of transactions; determining whether the number of transactions of data to be cleared and reconciled corresponding to a current transaction reaches a preset number threshold in real time; and in response to determining that the number of transactions of the data to be cleared and reconciled corresponding to the current transaction reaches the preset number threshold, performing clearing and reconciliation on data to be cleared and reconciled accumulated before the current transaction. ### Claim 6 (depends on 5) The method of claim 5, after performing clearing and reconciliation on the data to be cleared and reconciled accumulated before the current transaction, further comprising: counting, by determining a next transaction following the current transaction as an initial transaction, a number of transactions corresponding to data to be cleared and reconciled starting from the next transaction to obtain a new number of transactions; and updating the number of transactions based on the new number of transactions. ### Claim at position 7 7-12. (canceled) ### Claim 13 A non-transitory computer-readable storage medium having a computer program stored thereon, wherein when the program is executed by a processor, a clearing and reconciliation method is implemented, the method comprising: partitioning a preset factor corresponding to data to be cleared and reconciled to obtain a plurality of partition points; and performing clearing and reconciliation on data to be cleared and reconciled accumulated at each partition point. ### Claim 14 (canceled) ### Claim 15 A computer device, comprising a housing, a processor, a storage device, a circuit board, and a power supply circuit, wherein the circuit board is arranged inside a space enclosed by the housing, and the processor and the storage device are arranged on the circuit board; the power supply circuit is configured to supply power to respective circuits or components of the computer device; the storage device is configured to store an executable program code; and the processor is configured to run a program corresponding to the executable program code by reading the executable program code stored in the storage device so as to execute: partitioning a preset factor corresponding to data to be cleared and reconciled to obtain a plurality of partition points; and performing clearing and reconciliation on data to be cleared and reconciled accumulated at each partition point. ### Claim 16 (depends on 2) The method of claim 2, wherein the preset factor is a time factor, and partitioning the preset factor corresponding to the data to be cleared and reconciled to obtain the plurality of partition points comprises: partitioning a time period corresponding to the data to be cleared and reconciled based on the time factor to obtain a plurality of time slices, each time slice comprising a start time and an end time; determining the end time of each time slice as a partition point to obtain the plurality of partition points; and in response to detecting that the current time reaches an end time of a time slice, perform clearing and reconciliation on data to be cleared and reconciled accumulated before a transaction corresponding to the current time. ### Claim 17 (depends on 2) The method of claim 2 wherein the preset factor is a business scale factor of the data to be cleared and reconciled, and partitioning the preset factor corresponding to the data to be cleared and reconciled to obtain the plurality of partition points comprises: counting a number of transactions corresponding to a business scale of the data to be cleared and reconciled to obtain the number of transactions; determining whether the number of transactions of data to be cleared and reconciled corresponding to a current transaction reaches a preset number threshold in real time; and in response to determining that the number of transactions of the data to be cleared and reconciled corresponding to the current transaction reaches the preset number threshold, performing clearing and reconciliation on data to be cleared and reconciled accumulated before the current transaction. ### Claim 18 (depends on 13) The storage medium of claim 13, wherein the method further comprises: obtaining a result obtained after performing the clearing and reconciliation on the data to be cleared and reconciled accumulated at each partition point; and merging and summarizing the result to perform clearing and reconciliation on the data to be cleared and reconciled. ### Claim 19 (depends on 13) The storage medium of claim 13, wherein the preset factor is a time factor, and partitioning the preset factor corresponding to the data to be cleared and reconciled to obtain the plurality of partition points comprises: partitioning a time period corresponding to the data to be cleared and reconciled based on the time factor to obtain a plurality of time slices, each time slice comprising a start time and an end time; determining the end time of each time slice as a partition point to obtain the plurality of partition points; and in response to detecting that the current time reaches an end time of a time slice, perform clearing and reconciliation on data to be cleared and reconciled accumulated before a transaction corresponding to the current time. ### Claim 20 (depends on 19) The storage medium of claim 19, wherein the method further comprises: detecting the current time continuously to update the current time. ### Claim 21 (depends on 13) The storage medium of claim 13, wherein the preset factor is a business scale factor of the data to be cleared and reconciled, and partitioning the preset factor corresponding to the data to be cleared and reconciled to obtain the plurality of partition points comprises: counting a number of transactions corresponding to a business scale of the data to be cleared and reconciled to obtain the number of transactions; determining whether the number of transactions of data to be cleared and reconciled corresponding to a current transaction reaches a preset number threshold in real time; and in response to determining that the number of transactions of the data to be cleared and reconciled corresponding to the current transaction reaches the preset number threshold, performing clearing and reconciliation on data to be cleared and reconciled accumulated before the current transaction. ### Claim 22 (depends on 21) The storage medium of claim 21, wherein, after performing clearing and reconciliation on the data to be cleared and reconciled accumulated before the current transaction, the method further comprises: counting, by determining a next transaction following the current transaction as an initial transaction, a number of transactions corresponding to data to be cleared and reconciled starting from the next transaction to obtain a new number of transactions; and updating the number of transactions based on the new number of transactions. ### Claim 23 (depends on 15) The computer device of claim 15, wherein the method further comprises: obtaining a result obtained after performing the clearing and reconciliation on the data to be cleared and reconciled accumulated at each partition point; and merging and summarizing the result to perform clearing and reconciliation on the data to be cleared and reconciled. ### Claim 24 (depends on 15) The computer device of claim 15, wherein the preset factor is a time factor, and partitioning the preset factor corresponding to the data to be cleared and reconciled to obtain the plurality of partition points comprises: partitioning a time period corresponding to the data to be cleared and reconciled based on the time factor to obtain a plurality of time slices, each time slice comprising a start time and an end time; determining the end time of each time slice as a partition point to obtain the plurality of partition points; and in response to detecting that the current time reaches an end time of a time slice, perform clearing and reconciliation on data to be cleared and reconciled accumulated before a transaction corresponding to the current time. ### Claim 25 (depends on 24) The computer device of claim 24, wherein the method further comprises: detecting the current time continuously to update the current time. ### Claim 26 (depends on 15) The computer device of claim 15, wherein the preset factor is a business scale factor of the data to be cleared and reconciled, and partitioning the preset factor corresponding to the data to be cleared and reconciled to obtain the plurality of partition points comprises: counting a number of transactions corresponding to a business scale of the data to be cleared and reconciled to obtain the number of transactions; determining whether the number of transactions of data to be cleared and reconciled corresponding to a current transaction reaches a preset number threshold in real time; and in response to determining that the number of transactions of the data to be cleared and reconciled corresponding to the current transaction reaches the preset number threshold, performing clearing and reconciliation on data to be cleared and reconciled accumulated before the current transaction. ### Claim 27 (depends on 26) The computer device of claim 26, wherein, after performing clearing and reconciliation on the data to be cleared and reconciled accumulated before the current transaction, the method further comprises: counting, by determining a next transaction following the current transaction as an initial transaction, a number of transactions corresponding to data to be cleared and reconciled starting from the next transaction to obtain a new number of transactions; and updating the number of transactions based on the new number of transactions.