Systems and methods for distributed ledger based global credit scoring
OwnerAmit Kumar GUPTAinventor
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Abstract
Systems and methods for decentralized and distributed-ledger based global credit scoring are disclosed. In one embodiment, a method for decentralized and distributed-ledger based global credit scoring may include: (1) receiving, at a bank node in a distributed ledger network comprising a plurality of nodes, the bank node comprising a computer processor, customer data and transaction data for a customer transaction; (2) creating, by the bank node, a block comprising the customer data and the transaction data; and (3) submitting, by the bank node, the block to the distributed ledger network. The nodes validate the block and write the block to the distributed ledger.
Claims1
A method for decentralized and distributed-ledger based global credit scoring, comprising:
- receiving, at a bank node in a distributed ledger network comprising a plurality of nodes, the bank node comprising a computer processor, customer data and transaction data for a customer transaction;
- creating, by the bank node, a block comprising the customer data and the transaction data;
- and
- submitting, by the bank node, the block to the distributed ledger network;
- wherein the plurality of nodes in the distributed ledger network validate the block and write the block to the distributed ledger.
Dependencies are inferred from the claim text.