System and method for facilitating reclamation requests
AssigneeVisa International Service Association
InventorsRanjiva Prasad, Nidhi Kapoor, Jake Butler
Life of this patent
Estimating the term…
Abstract
Described herein are systems and techniques for facilitating reclamation requests. In this disclosure, a system is described in which information related to a number of transactions is received by a service computer. The service computer may determine what transactions, or portions thereof, are eligible for reclamation and to what extent. Once eligible transactions, or portions thereof, have been identified, the service computer may identify requirements for making a reclamation request. The service computer may then identify a client device associated with the eligible transactions, generate, and transmit notifications to the client device to facilitate the submission of a reclamation request.
Claims20
A method comprising:
- receiving, from an access device at a service computer, an authorization request message comprising an access identifier and a resource provider identifier associated with a transaction;
- identifying, by the service computer, a set of reclamation eligibility rules based on attributes associated with the access identifier and the resource provider identifier;
- determining, by the service computer based on the identified set of rules, that the transaction is eligible for a reclamation;
- generating, by the service computer, a notification message comprising a message indicating that the transaction is eligible for the reclamation;
- and
- transmitting, by the service computer, the notification message to a mobile communication device associated with the access identifier.
A service computer comprising:
- a processor;
- and
- a memory including instructions that, when executed with the processor, cause the electronic device to, at least:
- receive an authorization request message comprising an access identifier and a resource provider identifier associated with a transaction;
- identify a set of reclamation eligibility rules based on the access identifier and the resource provider identifier;
- determine, based on the identified set of rules, that the transaction is eligible for a reclamation;
- generate a notification message comprising a message indicating that the transaction is eligible for the reclamation;
- and
- transmit the notification message to a mobile communication device associated with the access identifier.
A method comprising:
- receiving, at a service computer, a request to complete a reclamation reimbursement, the request including an indication of a user and an egress event;
- authenticating, based on information received in the request, the user and the egress event;
- upon authenticating the user and egress event, generating, based on transactions conducted by the user, one or more electronic vouchers;
- routing the one or more electronic vouchers to a reclamation authority;
- and
- upon receiving a reclamation credit from the reclamation authority, crediting the reclamation credit to an account associated with the user.
Dependencies are inferred from the claim text.