US 2021/0201394 A1 · DYNAMIC FINANCIAL HEALTH PREDICTOR

Abstract

Techniques are described herein for dynamic financial health prediction. In an embodiment, device application data that includes a plurality of data records relating to one or more software applications installed on a user computing device is collected and stored. A plurality of financial health scores is generated for a user account based at least in part on the plurality of data records relating to the one or more software applications installed on a user computing device. A correlation is identified between values from the one or more data record of the plurality of data records and the plurality of financial health scores of the user account. If the correlation satisfies one or more criteria, an action to be executed on the user computing device.

Claims20

Dependent claims

A computer-implemented method comprising:

storing, in one or more data repositories, device application data that includes a plurality of data records relating to one or more software applications installed on a user computing device;
generating a plurality of financial health scores for a user account based at least in part on the plurality of data records relating to the one or more software applications installed on a user computing device;
identifying a correlation between values of one or more data records of the plurality of data records and financial health scores of the plurality of financial health scores;
determining that the correlation between the one or more data records and the financial health of the user account satisfies one or more criteria, and in response, causing an action to be executed on the user computing device.

1 more element

One or more non-transitory computer-readable media storing instructions which, when executed by one or more processors, cause:

storing, in one or more data repositories, device application data that includes a plurality of data records relating to one or more software applications installed on a user computing device;
generating a plurality of financial health scores for a user account based at least in part on the plurality of data records relating to the one or more software applications installed on a user computing device;
identifying a correlation between values of one or more data records of the plurality of data records and financial health scores of the plurality of financial health scores;
determining that the correlation between the one or more data records and the financial health of the user account satisfies one or more criteria, and in response, causing an action to be executed on the user computing device.

1 more element

Dependencies are inferred from the claim text.

Dynamic financial health predictor

Life of this patent

Dynamic financial health predictor

Life of this patent

Abstract

Claims20