Points management system

A reward redemption computing device comprising:

• a memory;
• and
• one or more processors coupled to the memory, the one or more processors configured to perform operations comprising:
• receiving, at the reward redemption computing device, an available reward point value associated with a credit account, wherein the available reward point value is determined from an available points account of a payment processing device separate from the reward redemption computing device;
• storing the available reward point value in a database as a local data cache of the reward redemption computing device;
• generating, by the reward redemption computing device, a website that facilitates an autopay off or an autopay on setting based on an instruction associated with the credit account;
• receiving, through the generated website, an instruction associated with the credit account, wherein the instruction is to turn on autopay for the credit account;
• forwarding the instruction, wherein when the instruction is received at the payment processing device, the instruction facilitates a first autopayment to the available points account and a second autopayment from the available points account;
• receiving an updated reward point value based on the first autopayment and the second autopayment;
• and
• updating the local data cache using the updated reward point value.

A non-transitory computer readable medium comprising instructions that, when executed by one or more processors of a reward redemption computing device, cause the reward redemption computing device to perform operations comprising:

• receiving, at the reward redemption computing device, an available reward point value associated with a credit account, wherein the available reward point value is determined from an available points account of a payment processing device separate from the reward redemption computing device;
• storing the available reward point value in a database as a local data cache of the reward redemption computing device;
• generating, by the reward redemption computing device, a website that facilitates an autopay off or an autopay on setting based on an instruction associated with the credit account;
• receiving, through the generated website, an instruction associated with the credit account, wherein the instruction is to turn on autopay for the credit account;
• forwarding the instruction, wherein when the instruction is received at the payment processing device, the instruction facilitates a first autopayment to the available points account and a second autopayment from the available points account;
• receiving an updated reward point value based on the first autopayment and the second autopayment;
• and
• updating the local data cache using the updated reward point value.