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US 2021/0201301 A1Published application
Mobile barcode generation and payment
AssigneePaypal, Inc.
InventorsCatherine A. WONG, Edward I. Shie, Jeffrey M. Aronoff, Richard Chi-Peng Lin, Sireesh Potireddy, Seth Shi Yueh Wang
Life of this patent
Estimating the term…
Abstract
An application on user's mobile device (having a display screen) generates a one-time use and time-limited barcode on the display when the user enters a PIN. The barcode can be scanned to make purchases at a point of sale (POS).
Claims21
(canceled)
A system, comprising:
- one or more processors, one or more computer-readable memories, with program instructions stored on the one or more computer-readable memories, the one or more processors configured to execute the program instructions to cause the system to perform operations comprising:
- in response to receiving a request from an authenticated user for a scannable payment code, transmitting information to the user device to cause the scannable payment code to be displayed on the user device, wherein the scannable payment code includes information that corresponds to a user account associated with the user;
- receiving the scannable payment code from a merchant device of a merchant in association with a transaction;
- in response to the receiving the scannable payment code from the merchant device, determining whether the scannable payment code corresponds with the user account of the user;
- and
- in response to determining that the scannable payment code corresponds to the user account of the user, processing the transaction using the user account.
3 more elements
A method comprising:
- in response to receiving a request from an authenticated user for a scannable payment code, transmitting information to the user device to cause the scannable payment code to be displayed on the user device, wherein the scannable payment code includes information that corresponds to a user account associated with the user;
- receiving the scannable payment code from a merchant device of a merchant in association with a transaction;
- in response to the receiving the scannable payment code from the merchant device, determining whether the scannable payment code corresponds with the user account of the user;
- and
- in response to determining that the scannable payment code corresponds to the user account of the user, processing the transaction using the user account.
2 more elements
A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:
- in response to receiving a request from an authenticated user for a scannable payment code, transmitting information to the user device to cause the scannable payment code to be displayed on the user device, wherein the scannable payment code includes information that corresponds to a user account associated with the user;
- receiving the scannable payment code from a merchant device of a merchant in association with a transaction;
- in response to the receiving the scannable payment code from the merchant device, determining whether the scannable payment code corresponds with the user account of the user;
- and
- in response to determining that the scannable payment code corresponds to the user account of the user, processing the transaction using the user account.
2 more elements
Dependencies are inferred from the claim text.