Apparatus and method for web-enabled transaction completion

A computer-readable storage medium storing program instructions that, when executed by a computer, cause the computer to perform method for handing off a transaction for completion, the method comprising:

• via a point-of-sale terminal, receiving a transaction token that corresponds to the transaction, the transaction token having been transmitted over the internet cloud through a gateway device that is collocated with the point-of-sale terminal, and presenting the transaction token for acceptance by a guest device;
• and
• receiving a notification that the transaction is complete, the notification having been transmitted over the internet cloud through the gateway device;
• wherein, upon acceptance of the transaction token by the guest device, the guest device launches a web browser that is employed to receive details of the transaction for display on the guest device and to enable entry and transmission of transaction completion details by a guest on the guest device, and to receive notice that the transaction is complete.