Systems and methods for guided creation and development of supervised user resource accounts

A computer program product for intelligent onboarding and resource account management, the computer program product comprising a non-transitory computer-readable storage medium having computer-executable instructions to:

• receive, from a user device, a request to access the resource account management platform;
• display to a user, via a graphical interface of the resource account management platform, a resource account summary and resource account management selections, wherein the resource account management selections comprise an option to onboard a second user;
• receive a selection to onboard the second user to the resource account management platform;
• and
• onboard the second user by automatically creating a resource account for the second user and linking the resource account for the second user with a resource account of the user by authorizing resource transfers from the resource account of the user and the resource account of the second user.

A computer implemented method for intelligent onboarding and resource account management, the computer implemented method comprising:

• receiving, from a user device, a request to access the resource account management platform;
• displaying to a user, via a graphical interface of the resource account management platform, a resource account summary and resource account management selections, wherein the resource account management selections comprise an option to onboard a second user;
• receiving a selection to onboard the second user to the resource account management platform;
• and
• onboarding the second user by automatically creating a resource account for the second user and linking the resource account for the second user with a resource account of the user by authorizing resource transfers from the resource account of the user and the resource account of the second user.