Cloud computing platform, method and system having a payments platform for integrating an asynchronous payment gateway service with the cloud computing platform

A system comprising at least one hardware-based processor and memory, wherein the memory comprises processor-executable instructions encoded on a non-transient processor-readable media, wherein the processor-executable instructions, when executed by the at least one hardware-based processor, are configurable to cause:

• receiving, at a payments platform, a payment request from a particular client of a plurality of clients of a cloud computing platform;
• initializing and calling a particular payment gateway adapter of a plurality of payment gateway adapters to send the payment request to the particular payment gateway adapter, wherein the particular payment gateway adapter corresponds to a particular payment gateway of a plurality of payment gateways;
• transforming, at the particular payment gateway adapter, the payment request into a gateway specific format of the particular payment gateway to generate a transformed payment request;
• performing internal processing at the payments platform and calling the payment gateway via the particular payment gateway adapter to send the transformed payment request to the payment gateway;
• receiving the transformed payment request at the particular payment gateway in a first interaction;
• sending an acknowledgement response from the payment gateway to the particular payment gateway adapter, wherein the acknowledgement response indicates that the transformed payment request has been received;
• and forwarding the acknowledgement response to the payments platform;
• after a delay period:
• processing the transformed payment request at the particular payment gateway to generate an actual payment response and sending the actual payment response from the particular payment gateway to the payments platform;
• forwarding the actual payment response from the payments platform to the particular payment gateway adapter, wherein the actual payment response is sent in a different interaction than the first interaction;
• transforming, at the particular payment gateway adapter, the actual payment response into a specific format used by the payments platform to generate a transformed payment response;
• and sending the transformed payment response from the payment gateway adapter to the payments platform;
• determining at the payments platform, based on the transformed payment response, that the particular payment gateway is an asynchronous payment gateway;
• and
• persisting, via the payments platform, data from the transformed payment response in a payment record at a database system of the cloud computing platform, wherein the data is persisted in a pending state in which the particular payment gateway has acknowledged the transformed payment request without determining whether payment was successful.

A cloud-based computing system that hosts a plurality of clients, comprising:

• a plurality of payment gateways comprising a particular payment gateway;
• a cloud computing platform, comprising:
• a multitenant database system that is configurable to provide applications and services to the plurality of clients;
• and
• a payments platform for integrating the payment gateways with the cloud computing platform so that the clients can perform payment transactions with customers using the payment gateways via the cloud computing platform, wherein the payments platform, when executed by a first hardware-based processing system, is configurable to cause:
• receiving a payment request from a particular client of the plurality of clients;
• initializing and calling a particular payment gateway adapter of a plurality of payment gateway adapters to send the payment request to the particular payment gateway adapter, wherein the particular payment gateway adapter corresponds to a particular payment gateway of a plurality of payment gateways;
• transforming, at the particular payment gateway adapter, the payment request into a gateway specific format of the particular payment gateway to generate a transformed payment request;
• performing internal processing at the payments platform and calling the payment gateway via the particular payment gateway adapter to send the transformed payment request to the payment gateway;
• wherein the particular payment gateway, when executed by a second hardware-based processing system, is configurable to cause:
• receiving the transformed payment request in a first interaction;
• sending an acknowledgement response to the particular payment gateway adapter, wherein the acknowledgement response indicates that the transformed payment request has been received;
• after a delay period:
• processing the transformed payment request at the particular payment gateway to generate an actual payment response and sending the actual payment response from the particular payment gateway to the payments platform;
• forwarding the actual payment response from the payments platform to the particular payment gateway adapter, wherein the actual payment response is sent in a different interaction than the first interaction;
• wherein the payments platform, when executed by the first hardware-based processing system, is further configurable to cause:
• transforming, at the particular payment gateway adapter, the actual payment response into a specific format used by the payments platform to generate a transformed payment response;
• and sending the transformed payment response from the payment gateway adapter to the payments platform;
• determining, based on the transformed payment response, that the particular payment gateway is an asynchronous payment gateway;
• and
• persisting data from the transformed payment response in a payment record at the multitenant database system of the cloud computing platform, wherein the data is persisted in a pending state in which the particular payment gateway has acknowledged the transformed payment request without determining whether payment was successful.