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US 2021/0004792 A1Published application
Distributed smart wallet communications platform
AssigneeLiquineq AG
InventorsDan Kikinis, Ari Birger, Haim Dror, Aleksandr Vorobets
Life of this patent
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Abstract
A system and method for digital smart wallet communications that operates by managing separately-owned, private blockchains to reduce processing times, eliminate proof of work burdens, and retain blockchain immutable security while allowing protection of confidential information contained on each blockchain. The system and method may further comprise auditability of blockchains, and may be operated on an integrated communications platform that allows seamless interoperability of communication devices across multiple modes of communication, and automates digital smart wallet transactions.
Claims15
A system for digital smart wallet transactions, comprising:
- a first immutable ledger manager, comprising a first immutable ledger and a first plurality of programming instructions stored in a memory of, and operating on a processor of, a first computing device, wherein the plurality of programming instructions, when operating on the processor, cause the first computing device to:
- receive a transaction request from a transaction router;
- complete a transaction corresponding to the transaction request with a second immutable ledger manager;
- record the transaction on the first immutable ledger;
- and
- send a notification of recordation of the transaction on the first immutable ledger to the transaction router;
- the second immutable ledger manager, comprising a second immutable ledger and a second plurality of programming instructions stored in a memory of, and operating on a processor of, a second computing device, wherein the plurality of programming instructions, when operating on the processor, cause the second computing device to:
- receive the transaction request from the transaction router;
- complete the transaction corresponding to the transaction request with the first immutable ledger manager;
- record the transaction on the second immutable ledger;
- and
- send a notification of recordation of the transaction on the second immutable ledger to the transaction router;
- and
- the transaction router comprising a third immutable ledger and a third plurality of programming instructions stored in a memory of, and operating on a processor of, a third computing device, wherein the first plurality of programming instructions, when operating on the processor, cause the third computing device to:
- receive the transaction request from a sender, the transaction request comprising:
- instructions to transfer a token to a recipient;
- digital wallet information for the sender;
- and
- digital wallet information for the recipient;
- record the transaction request in the third immutable ledger;
- route the transaction request to the first immutable ledger manager and the second immutable ledger manager;
- receive the notification of recordation from each of the first immutable ledger manager and the second immutable ledger manager;
- record a completion of the transaction request in the third immutable ledger;
- and
- update the digital wallet information of the sender and the recipient to point to the records of the transaction on the first immutable ledger and the second immutable ledger.
22 more elements
A system for digital smart wallet transactions, comprising:
- an immutable ledger manager comprising a first plurality of programming instructions stored in a memory of, and operating on a processor of, a first computing device, wherein the first plurality of programming instructions, when operating on the processor, cause the first computing device to:
- receive a transaction request from a sender, the transaction request comprising instructions to transfer a token value to a recipient;
- issue a token distribution request to a first immutable ledger holding a token or tokens in favor of the sender, the token distribution request comprising instructions to enter a new transaction on the first immutable ledger in favor of a recipient in the amount of the token value;
- receive a token distribution confirmation from the first immutable ledger;
- notify the sender of the token distribution confirmation from the first immutable ledger;
- send a token issuance request to a second immutable ledger, the token issuance request comprising instructions to enter a new transaction on the second immutable ledger in favor of the recipient in the amount of the token value;
- receive a token distribution confirmation from the second immutable ledger;
- and
- notify the recipient of the token distribution confirmation from the second immutable ledger.
6 more elements
A method for digital smart wallet transactions, comprising the steps of:
- receiving a transaction request from a sender, the transaction request comprising instructions to transfer a token value to a recipient;
- issuing a token distribution request to a first immutable ledger holding a token or tokens in favor of the sender, the token distribution request comprising instructions to enter a new transaction on the first immutable ledger in favor of a recipient in the amount of the token value;
- receiving a token distribution confirmation from the first immutable ledger;
- notifying the sender of the token distribution confirmation from the first immutable ledger;
- sending a token issuance request to a second immutable ledger, the token issuance request comprising instructions to enter a new transaction on the second immutable ledger in favor of the recipient in the amount of the token value;
- receiving a token distribution confirmation from the second immutable ledger;
- and
- notifying the recipient of the token distribution confirmation from the second immutable ledger.
5 more elements
Dependencies are inferred from the claim text.