Systems and methods for capturing account holder consent for transaction data collection

A computer-implemented method, comprising:

• determining, by one or more computing devices associated with an acquirer processor, that a transaction data capture consent request will be presented to an account holder associated with a payment vehicle account, wherein the account holder is initiating a payment transaction at a point of sale device that is associated with the merchant;
• providing, by one or more computing devices associated with an acquirer processor, the transaction data capture consent request for display to the account holder associated with the payment vehicle account, wherein the transaction data capture consent request comprises a plurality of incentives associated with the merchant and a plurality of scopes of consent presented as an incentive-consent matrix;
• receiving, by one or more computing devices associated with an acquirer processor, an indication of consent from the account holder associated with the payment vehicle account;
• responsive to the indication of consent, and by one or more computing devices associated with an acquirer processor:
• applying at least one of the plurality of incentives to the payment transaction;
• storing, in a transaction data database communicably coupled to one or more computing device, the transaction data;
• and
• responsive to an analytical data request from a recipient, providing, by one or more computing devices associated with an acquirer processor, the transaction data to the recipient.

A non-transitory computer readable medium having instructions stored thereon which when executed by a processor cause the processor to:

• determine, by one or more computing devices associated with an acquirer processor, that a transaction data capture consent request will be presented to an account holder associated with a payment vehicle account, wherein the account holder is initiating a payment transaction at a point of sale device that is associated with the merchant;
• provide, by one or more computing devices associated with an acquirer processor, the transaction data capture consent request for display to the account holder associated with the payment vehicle account, wherein the transaction data capture consent request comprises a plurality of incentives associated with the merchant and a plurality of scopes of consent presented as an incentive-consent matrix;
• receive, by one or more computing devices associated with an acquirer processor, an indication of consent from the account holder associated with the payment vehicle account;
• responsive to the indication of consent, and by one or more computing devices associated with an acquirer processor:
• apply at least one of the plurality of incentives to the payment transaction;
• store, in a transaction data database communicably coupled to one or more computing device, the transaction data;
• and
• responsive to an analytical data request from a recipient, provide, by one or more computing devices associated with an acquirer processor, the transaction data to the recipient.

An acquirer computing system executing a method, the method comprising:

• determining, by one or more computing devices associated with an acquirer processor, that a transaction data capture consent request will be presented to an account holder associated with a payment vehicle account, wherein the account holder is initiating a payment transaction at a point of sale device that is associated with the merchant;
• providing, by one or more computing devices associated with an acquirer processor, the transaction data capture consent request for display to the account holder associated with the payment vehicle account, wherein the transaction data capture consent request comprises a plurality of incentives associated with the merchant and a plurality of scopes of consent presented as an incentive-consent matrix;
• receiving, by one or more computing devices associated with an acquirer processor, an indication of consent from the account holder associated with the payment vehicle account;
• responsive to the indication of consent, and by one or more computing devices associated with an acquirer processor:
• applying at least one of the plurality of incentives to the payment transaction;
• storing, in a transaction data database communicably coupled to one or more computing device, the transaction data;
• and
• responsive to an analytical data request from a recipient, providing, by one or more computing devices associated with an acquirer processor, the transaction data to the recipient.