Payment terminal operation method and system therefor
AssigneePoynt Co.
InventorsOsama Bedier, Ray Tanaka, Praveen Alavilli, Syed Fayez Asar, Victor Chau
Life of this patent
Estimating the term…
Abstract
A method of payment terminal operation, including: receiving a payment collection request for a payment from an application, generating a payment initiation request for the payment, sending the payment initiation request to a secure processing system, switching the secure processing system from operation in an unsecured mode to operation in a secured mode in response to receipt of the payment initiation request, facilitating payment information entry, and receiving a payment response notification, generated based on the payment information, at the main processor.
Claims20
A payment terminal, comprising:
- a main processor configured to:
- receive tagged secured payment information from a secure processor, wherein the tagged secured payment information comprises encrypted payment information and unsecured transaction-associated information;
- extract the unsecured transaction-associated information from the tagged secured payment information, without decrypting the secured payment information;
- transmit the unsecured transaction-associated information to a remote system;
- transmit the secured payment information to a payment gateway;
- receive a payment response from the payment gateway, wherein the payment response is associated with the secured payment information;
- in response to receiving the payment response, update a transaction resource of the main processor with the unsecured transaction-associated information;
- and
- expose the unsecured transaction-associated information to an application stored and executable by the main processor.
A payment terminal, comprising:
- a processor operable between a secured mode and an unsecured mode,
- wherein in the secured mode, the processor is configured to:
- interpret payment information based on inputs collected at the payment terminal;
- encrypt the payment information to generate secured payment information;
- tag the secured payment information with unsecured transaction-associated information to generate tagged secured payment information;
- and
- transmit the tagged secured payment information;
- wherein in the unsecured mode, the processor is configured to:
- forward the inputs to a main processor for interpretation.
Dependencies are inferred from the claim text.