Credit score planner system and method
AssigneeFair Isaac Corporation
InventorsThomas Quinn, Paul Panichelli, Prasanth Gopinathan, Steven Y. Hu, Thomas Lee
Life of this patent
Estimating the term…
Abstract
Computer-implemented methods, systems and products, the method comprising determining an entity's credit score, the entity's credit score being based on a set of weighted score factors; receiving a target credit score and a target time duration for achieving the target credit score; generating, for display on a graphical user interface of a computing device, at least one of a planning statement or a set of action items based on an analysis of at least the entity's credit score in view of the target credit score and the target time duration.
Claims20
A computer-implemented method comprising:
- determining an entity's credit score, the entity's credit score being based on a set of weighted score factors;
- receiving a target credit score and a target time duration for achieving the target credit score;
- generating, for display on a graphical user interface of a computing device, at least one of a planning statement or a set of action items based on an analysis of at least the entity's credit score in view of the target credit score and the target time duration,
- one or more action items in the set of action items representing one or more actions that can be taken to achieve the target credit score by a suggested time duration associated with the target time duration, the one or more actions being associated with at least one of the weighted score factors.
A system comprising:
- at least one programmable processor;
- and
- a non-transitory machine-readable medium storing instructions that, when executed by the at least one programmable processor, cause the at least one programmable processor to perform operations comprising:
- determining an entity's credit score, the entity's credit score being based on a set of weighted score factors;
- receiving a target credit score and a target time duration for achieving the target credit score;
- generating, for display on a graphical user interface of a computing device, at least one of a planning statement or a set of action items based on an analysis of at least the entity's credit score in view of the target credit score and the target time duration,
- one or more action items in the set of action items representing one or more actions that can be taken to achieve the target credit score by a suggested time duration associated with the target time duration, the one or more actions being associated with at least one of the weighted score factors.
A computer program product comprising a non-transitory machine-readable medium storing instructions that, when executed by at least one programmable processor, cause the at least one programmable processor to perform operations comprising:
- determining an entity's credit score, the entity's credit score being based on a set of weighted score factors;
- receiving a target credit score and a target time duration for achieving the target credit score;
- generating, for display on a graphical user interface of a computing device, at least one of a planning statement or a set of action items based on an analysis of at least the entity's credit score in view of the target credit score and the target time duration,
- one or more action items in the set of action items representing one or more actions that can be taken to achieve the target credit score by a suggested time duration associated with the target time duration, the one or more actions being associated with at least one of the weighted score factors.
Dependencies are inferred from the claim text.