Method and system for generating digital wallet accounts
AssigneeJPMorgan Chase Bank, N.A.
InventorJacob Barry Paul BROWN
Life of this patent
Estimating the term…
Abstract
A method for generating codes that correspond to accounts associated with a digital wallet is provided. The method includes obtaining a primary account identifier from a user; receiving a request from the user to generate a secondary account; generating the secondary account; generating a code representing the secondary account; associating the code with the primary account identifier; and transmitting information that indicates the association between the code and the primary account identifier to a payment processor. The method may also include the use of pooled accounts through an aggregation of secondary accounts from different users.
Claims18
A method for providing information that relates to a user account, the method being implemented by at least one processor of a client device, the method comprising:
- obtaining, by the at least one processor, at least one primary account identifier from a first user;
- receiving, by the at least one processor, a request from the first user to generate at least one secondary account;
- generating, by the at least one processor, the at least one secondary account;
- generating, by the at least one processor, at least one code representing the at least one secondary account;
- associating, by the at least one processor, the generated at least one code with the at least one primary account identifier;
- and
- transmitting, by the at least one processor via a communication interface, information that indicates the association between the at least one code and the at least one primary account identifier to a payment processor.
A computing device configured to implement an execution of a method for providing information that relates to a user account, the computing device comprising:
- a display screen;
- a processor;
- a memory;
- and
- a communication interface coupled to each of the processor, the memory, and the display screen,
- wherein the processor is configured to:
- obtain at least one primary account identifier from a first user;
- receive, via the communication interface, a request from the first user to generate at least one secondary account;
- generate the at least one secondary account;
- generate at least one code representing the at least one secondary account;
- associate the generated at least one code with the at least one primary account identifier;
- and
- transmit, via the communication interface, information that indicates the association between the at least one code and the at least one primary account identifier to a payment processor.
Dependencies are inferred from the claim text.