Virtual subaccounts
AssigneeMx Technologies, Inc.
InventorsDENNA LAWRENCE, JUSTIN MARTIN
Life of this patent
Estimating the term…
Abstract
Apparatuses, systems, methods, and computer program products are disclosed for virtual sub accounts. An apparatus includes an actual account module that receives information for an actual user account at a financial institution. An apparatus includes a virtual account module that creates a virtual account that comprises a simulated user account at a financial institution that is managed by an actual user account. An apparatus includes a linking module that links a virtual account to an actual user account so that the actual user account manages the virtual account.
Claims20
An apparatus, comprising:
- an actual account module that receives information for an actual user account at a financial institution;
- a virtual account module that creates a virtual account, the virtual account comprising a simulated user account at the financial institution that is managed by an actual user account;
- and
- a linking module that links the virtual account to the actual user account so that the actual user account manages the virtual account.
A method, comprising:
- receiving information for an actual user account at a financial institution;
- creating a virtual account, the virtual account comprising a simulated user account at the financial institution that is managed by an actual user account;
- and
- linking the virtual account to the actual user account so that the actual user account manages the virtual account.
An apparatus, comprising:
- means for receiving information for an actual user account at a financial institution;
- means for creating a virtual account, the virtual account comprising a simulated user account at the financial institution that is managed by an actual user account;
- and
- means for linking the virtual account to the actual user account so that the actual user account manages the virtual account.
Dependencies are inferred from the claim text.