Systems and methods for encoded communications

A system for encoded communication comprising:

• a processor;
• and
• non-volatile memory storing computer program code that when executed on the processor causes the processor to execute a process operable to:
• receive a communication from a user interface at an encoded communication module that further comprises an artificial intelligence based natural language processing module;
• determine whether the received text-based communication is an encoded communication, wherein the encoded communication is encoded using natural language syntax;
• decode the encoded communication to generate a financial query when it is determined that the received text-based communication is an encoded communication;
• retrieve financial data associated with the user;
• determine an answer to the financial query based on the retrieved financial data;
• encode the determined answer to generate an encoded responsive communication;
• and
• transmit the generated encoded responsive communication to the user interface for providing to a user of the user interface.

A user device comprising:

• a display;
• an input device;
• a processor in communication with the display and the input device;
• and
• a non-transitory memory in communication with the processor, the memory storing instructions that, when executed by the processor, cause the processor to perform processing comprising:
• sending a text-based communication from a user of the user device to a server system communicatively coupled with the user device, wherein the text-based communication is associated with a financial query and encoded using natural language syntax;
• receiving, from the server system, a responsive communication from the user interface responsive to the text-based communication, wherein the responsive communication is associated with an answer to the financial query and generated using an artificial intelligence based natural language processing module;
• and
• displaying on the display of the user device, the responsive communication.