Intelligent portfolio replication
AssigneeWells Fargo Bank, N.A.
InventorZamsheer Basheer
Life of this patent
Estimating the term…
Abstract
The innovation disclosed and claimed herein, in one aspect thereof, comprises systems and methods of intelligent portfolio replication. The innovation receives an investment action request from a user. The investment action request is associated with a user investment account having a destination portfolio. The investment action request indicates a target portfolio. The target portfolio includes investments that are accessed. Allocations of each investment in the target portfolio are determined. The innovation determines trades that replicate the target portfolio using the determined allocations and a designated value of the destination portfolio. The trades are executed such that the target portfolio is replicated in the destination portfolio according to the allocations.
Claims20
A method, comprising:
- receiving an investment action request from a user, the investment action request associated with a user investment account having a destination portfolio;
- accessing a target portfolio, the target portfolio having a set of investments, wherein the investment action request indicates the target portfolio;
- and
- replicating the set of investments in the destination portfolio.
A system, comprising:
- a request component that receives an investment action request from a user, the investment action request associated with a user investment account having a destination portfolio;
- an account component that accesses a target portfolio, the target portfolio having a set of investments, wherein the investment action request indicates the target portfolio;
- and
- a clone component that replicates the set of investments in the destination portfolio.
A computer readable medium having instructions to control one or more processors configured to:
- receive an investment action request from a user, the investment action request associated with a user investment account having a destination portfolio;
- access a target portfolio, the target portfolio having a set of investments, wherein the investment action request indicates the target portfolio;
- determine allocations of each investment in the set of investments as a percentage of total value of the target portfolio;
- determine trades that replicate the target portfolio using the determined allocations and the designated value of the destination portfolio;
- and
- execute the trades, wherein the trades convert cash on hand or at least one investment of the destination portfolio into a replicated set of investments in the destination portfolio equal to the designated value.
Dependencies are inferred from the claim text.