System and method for performing transactions similar to previous transactions
AssigneeThe Western Union Company
InventorAbhinav Gupta
Life of this patent
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Abstract
According to the invention, a method for initiating a similar transaction to one previously initiated by a user is disclosed. The method may include sending a digital receipt for a first transaction to a user. The method may also include determining reminder information, where the reminder information indicates a future time or frequency. The method may further include sending to the user, upon occurrence of the future time or frequency, a digital reminder which includes an interactive element. The method may additionally include receiving an indication that the user has interacted with the interactive element, and initiating a second transaction having a characteristic in common with the first transaction based on the indication.
Claims20
A method comprising:
- sending, by a network interface device of a computing device, a first digital communication for a first transaction to a particular device of a user, the first digital communication comprising a first interactive element, the first transaction comprising a first set of characteristics;
- receiving, by the network interface device of the computing device, an indication of a first user interaction with the first interactive element, wherein the indication of the first user interaction includes a device identifier of the receiving device;
- determining, by a processor of the computing device, based at least in part on the indication of a first user interaction with the first interactive element, a second transaction comprising a second set of characteristics;
- determining, based at least in part on the device identifier of the receiving device, that the receiving device is not the particular device of the user;
- and
- blocking, by the processor of the computing device, based at least in part on the receiving device not being the particular device of the user, the second transaction.
A non-transitory computer-readable storage medium having stored thereon instructions for causing at least one computer system to perform one or more operations, the instructions comprising:
- sending a first digital communication for a first transaction to a particular device of a user, the first digital communication comprising a first interactive element, the first transaction comprising a first set of characteristics;
- receiving an indication of a first user interaction with the first interactive element, wherein the indication of the first user interaction includes a device identifier of the receiving device;
- determining, based at least in part on the indication of a first user interaction with the first interactive element, a second transaction comprising a second set of characteristics;
- determining, based at least in part on the device identifier of the receiving device, that the receiving device is not the particular device of the user;
- and
- blocking, based at least in part on the receiving device not being the particular device of the user, the second transaction.
A system comprising:
- one or more processors;
- and
- a memory coupled with the one or more processors, the memory configured to store instructions that when executed by the one or more processors cause the one or more processors to:
- send a first digital communication for a first transaction to a particular device of a user, the first digital communication comprising a first interactive element, the first transaction comprising a first set of characteristics;
- receive an indication of a first user interaction with the first interactive element, wherein the indication of the first user interaction includes a device identifier of the receiving device;
- determine, based at least in part on the indication of a first user interaction with the first interactive element, a second transaction comprising a second set of characteristics;
- determine, based at least in part on the device identifier of the receiving device, that the receiving device is not the particular device of the user;
- and
- block, based at least in part on the receiving device not being the particular device of the user, the second transaction.
Dependencies are inferred from the claim text.