Methods and systems for authorizing a real-time transaction with a third party platform

A method for authorizing a real-time transaction with a third party platform (TPP) comprising:

• generating a tokenized personal identification number (PIN) based on a request to register with the TPP, the request including a customer PIN and an authorization token;
• transmitting the tokenized PIN and the authorization token to the TPP, wherein the TPP stores the tokenized PIN and the authorization token;
• in response to receipt, at the TPP, of a request for the real-time transaction from a customer, receiving the tokenized PIN from the TPP;
• decrypting the tokenized PIN to extract the customer PIN;
• and
• transmitting instructions including the customer PIN to a service provider, the instructions comprising a command to provide access to a vehicle.

A non-transitory computer-readable storage medium containing executable computer program code, the code comprising instructions configured to cause a processor to:

• generate a tokenized personal identification number (PIN) based on a request to register with the TPP, the request including a customer PIN and an authorization token;
• transmit the tokenized PIN and the authorization token to the TPP, wherein the TPP stores the tokenized PIN and the authorization token;
• in response to receipt, at the TPP, of a request for the real-time transaction from a customer, receive the tokenized PIN from the TPP;
• decrypt the tokenized PIN to extract the customer PIN;
• and
• transmit instructions including the customer PIN to a service provider, the instructions comprising a command to provide access to a vehicle.