Secure location based electronic financial transaction methods and systems

The method according to method 1, wherein

• at least one of:
• the location of a device within a financial transaction may be obtained exploiting non-device elements or devices within a location to provide a greater degree of location accuracy or aid in maximizing the authentication and identification factors;
• wherein
• said non-device elements or devices may be employed to update the customer device with information concerning its immediate proximity of the device within a location;
• said non-device elements may be selected from the group comprising graphics markers or patterns within the location which when scanned, recorded, or captured provide this additional information;
• said non-device elements are selected from the group comprising landmarks, points of interest nearby, points of interest around the location, images, and tagged geolocation data;
• said devices providing improved location accuracy may include beacons or short-range transmitters which repeatedly broadcast or are paired to the customer's device;
• and
• said non-device elements or devices may also provide directly or in association with other graphic markers or devices other LAuth and Identification methods;
• and
• cameras or other devices are employed to at least one of:
• capture location data of customers;
• to trigger additional information being presented to the user;
• to identify customers from merchant staff;
• perform UAuth on users and location employees in order to distinguish them properly by using UAuth and BD comparison methods;
• and
• ML methodologies as well as secure cloud-based storage elements are employed in user authorisation.