Code-based or token-based transfers using automated teller machines
AssigneeInternational Business Machines Corporation
InventorsMichael J. HUDSON, Lisa Seacat DELUCA
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Abstract
Methods and systems for code-based or token-based transfers using automated teller machines are disclosed. A method includes: receiving, by a first computing device, a request from a first user; and generating a code corresponding to the request, wherein the code corresponding to the request is usable by a second user at a second computing device that is configured to fulfill the request in response to receiving the code from the second user, and the second computing device is an automated teller machine (ATM).
Claims20
A method comprising:
- receiving, by a first computing device, a request from a first user;
- and
- generating a code corresponding to the request,
- wherein the code corresponding to the request is usable by a second user at a second computing device that is configured to fulfill the request in response to receiving the code from the second user, and
- the second computing device is an automated teller machine (ATM).
A computer program product comprising a computer readable storage medium having program instructions embodied therewith, the program instructions executable by a computing device to cause the computing device to:
- receive a request from a first user for a cash transfer from the first user to the second user using a first automated teller machine (ATM) in an ATM network;
- generate a code corresponding to the request;
- receive the code from the second user;
- and
- fulfill the request using a second ATM in the ATM network in response to receiving the code from the second user.
A system comprising:
- a hardware processor, a computer readable memory, and a computer readable storage medium associated with a computing device;
- program instructions configured to receive a first request from a first user;
- program instructions configured to generate a first digital token corresponding to the first request;
- program instructions configured to receive a second digital token from a second user;
- and
- program instructions configured to fulfill a second request to which the second digital token corresponds in response to receiving the second digital token from the second user and validating the received second digital token,
- wherein the program instructions are stored on the computer readable storage medium for execution by the hardware processor via the computer readable memory.
Dependencies are inferred from the claim text.