System and method for proximity based wallet notifications
AssigneeJPMorgan Chase Bank, N.A.
InventorsJoe RAQUEPAW, Michael THORNTON, Matthew JUDY
Life of this patent
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Abstract
The invention relates to a mobile device that performs the steps of: identifying a signal transmitted from a beacon associated with an ATM, the signal indicating that the mobile device is within a predetermined proximity to the ATM; responsive to the signal, providing a notification to a customer that an ATM is within the predetermined proximity; requesting one or more card instruments from the digital wallet application; receiving at least one card instrument that is eligible to interact with the ATM; automatically presenting the at least one card instrument on a display interface; and activating of the at least one card instrument for interaction with the ATM.
Claims20
A mobile device comprising:
- a memory component that stores customer data;
- an application that executes on the mobile device that accesses a digital wallet application;
- a display interface that receives customer input and generates display data;
- and
- a microprocessor, coupled to the memory component, the display and the application, wherein the microprocessor is configured to perform the steps of:
- identifying a signal transmitted from a beacon associated with an ATM, the signal indicating that the mobile device is within a predetermined proximity to the ATM;
- responsive to the signal, providing a notification to a customer that an ATM is within the predetermined proximity;
- requesting one or more card instruments from the digital wallet application;
- receiving at least one card instrument that is eligible to interact with the ATM;
- automatically presenting the at least one card instrument on the display interface;
- and
- activating of the at least one card instrument for interaction with the ATM.
A method for implementing a mobile device application executing on a mobile device for proximity based digital wallet notifications, the method comprising the steps of:
- identifying a signal transmitted from a beacon associated with an ATM, the signal indicating that the mobile device is within a predetermined proximity to the ATM;
- responsive to the signal, providing a notification to a customer that an ATM is within the predetermined proximity;
- requesting one or more card instruments from the digital wallet application;
- receiving at least one card instrument that is eligible to interact with the ATM;
- automatically presenting the at least one card instrument on a display interface;
- and
- activating of the at least one card instrument for interaction with the ATM.
Dependencies are inferred from the claim text.