Device and method for secure identification of a user
AssigneeWorldline
InventorsMohamed Amine YOUSSEF, Chistophe CAVIGNEUX, Pierrot BAESENS, Philippe LESIRE
Life of this patent
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Abstract
The invention concerns a portable payment or retail terminal with jack connector and a method for secure identification of a cardholder, the terminal comprising a set of devices and arrangement for implementing said method, which comprises at least detecting if said cardholder has a mobile device, configuring the terminal for launching an accessibility mode on the mobile device of the cardholder; transmitting a request to the mobile device for sending a PIN to the terminal and; when receiving a communication from the mobile device including information, deciphering said information to obtain the PIN code and validating the transaction.
Claims28
A portable payment or retail terminal with jack connector for secure transaction comprising at least:
- a first memory for storing a set of programs or sequence of instructions to be executed on a processor of said terminal and at least a set of keys for authentication and/or ciphering non-readable from outside the terminal;
- a wire/wireless communication detection device for detecting if a cardholder uses a mobile device;
- the terminal being characterized in that it comprises at least a transaction management module comprising an arrangement for configuring the terminal so as to:
- launch an accessibility mode on the mobile device of the cardholder;
- transmit a request to the mobile device for sending a PIN to the terminal and;
- when receiving a communication from the mobile device including information, deciphering said information to obtain the PIN code, by the set of keys for authentication and/or ciphering and validating the transaction.
Dependencies are inferred from the claim text.