Fraud deterrence and/or identification using multi-faceted authorization procedures

A device, comprising:

• one or more memories;
• and
• one or more processors, communicatively coupled to the one or more memories, configured to:
• send, by the device and to a user device, activation instructions indicating how to activate a transaction card;
• receive, from the user device, a multimedia file that is to be used to authenticate the transaction card,
• wherein the multimedia file is received as part of a procedure for activating the transaction card,
• the multimedia file including a video,
• wherein the multimedia file includes:
• a first set of data identifying a face of a user,
• a second set of data identifying a transaction card identifier, and
• a third set of data identifying an authorized action,
• the authorized action including at least one of:
• instructions for the user to speak a word or phrase during the video, or
• instructions for the user to make a particular movement or motion during the video,
• wherein the third set of data is a different data type than the first set of data and the second set of data, and
• wherein requirements associated with the first set of data, the second set of data, and the third set of data are set forth in the activation instructions;
• determine whether to authenticate the transaction card by executing one or more authentication procedures that process the multimedia file,
• wherein the one or more authentication procedures include a first authentication procedure that is executed to verify that the multimedia file includes the first set of data, the second set of data, and the third set of data;
• provide, to a server device, a request to activate the transaction card if the transaction card has been authenticated,
• wherein the request causes the server device to activate the transaction card and to provide, to the device, an indication that the transaction card has been activated;
• and
• provide, to the user device, a notification indicating whether the transaction card has been activated based on receiving the indication that the transaction card has been activated.

A non-transitory computer-readable medium storing instructions, the instructions comprising:

• one or more instructions that, when executed by one or more processors, cause the one or more processors to:
• send, to a user device, activation instructions indicating how to activate a transaction card;
• receive, from the user device, a multimedia file that is to be used to authenticate the transaction card,
• wherein the multimedia file is received as part of a procedure for activating the transaction card,
• the multimedia file including a video,
• wherein the multimedia file includes one or more sets of data, including:
• a first set of data identifying a face of a user,
• a second set of data identifying a transaction card identifier, and
• a third set of data identifying an authorized action,
• the authorized action including at least one of:
• instructions for the user to speak a word or phrase during the video, or
• instructions for the user to make a particular movement or motion during the video, and
• wherein requirements associated with the first set of data, the second set of data, and the third set of data are set forth in the activation instructions;
• determine whether to authenticate the transaction card by executing a plurality of authentication procedures that process the multimedia file,
• wherein the plurality of authentication procedures include a first authentication procedure that is executed to verify that the multimedia file includes the first set of data, the second set of data, and the third set of data, and
• wherein the plurality of authentication procedures include one or more additional authentication procedures that are executed to determine whether an unauthorized user is attempting to activate the transaction card;
• determine whether to activate the transaction card based on whether the transaction card has been authenticated;
• and
• provide, to the user device, a notification indicating whether the transaction card has been activated based on whether the transaction card has been activated.