Multi-directional wallet connector apparatuses, methods and systems
AssigneeVisa International Service Association
InventorsThomas Purves, Shilpak Madadkar, Tenni Theurer, Ayman Hammad
Life of this patent
Estimating the term…
Abstract
The MULTI-DIRECTIONAL WALLET CONNECTOR APPARATUSES, METHODS AND SYSTEMS (“W-CONNECTOR”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The W-CONNECTOR may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.
Claims20
A virtual wallet payment account linking processor-implemented method, comprising:
- creating a user-merchant relationship identifier, wherein the user-merchant relationship identifier is merchant specific;
- associating a user-merchant action with the user-merchant relationship identifier, the user-merchant action including selection of a payment button;
- performing the user-merchant action to obtain, with the user-merchant relationship identifier, a wallet user interface for the native wallet application and an available payment method;
- and
- mapping the payment button into one or more of the native wallet application and the merchant website.
A virtual wallet payment account linking system, comprising:
- a processor;
- and
- a memory disposed in communication with the processor and storing processor-issuable instructions for:
- creating a user-merchant relationship identifier, wherein the user-merchant relationship identifier is merchant specific;
- associating a user-merchant action with the user-merchant relationship identifier, the user-merchant action including selection of a payment button;
- performing the user-merchant action to obtain, with the user-merchant relationship identifier, a wallet user interface for the native wallet application and an available payment method;
- and
- mapping the payment button into one or more of the native wallet application and the merchant website.
A processor-readable tangible medium storing processor-issuable instructions for:
- creating a user-merchant relationship identifier, wherein the user-merchant relationship identifier is merchant specific;
- associating a user-merchant action with the user-merchant relationship identifier, the user-merchant action including selection of a payment button;
- performing the user-merchant action to obtain, with the user-merchant relationship identifier, a wallet user interface for the native wallet application and an available payment method;
- and
- mapping the payment button into one or more of the native wallet application and the merchant website.
Dependencies are inferred from the claim text.