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US 2019/0293837 A1Published application
System for sensor enabled reporting and notification in a distributed network
AssigneeHartford Fire Insurance Company
InventorsEugene T. Smyth, Deborah D. Fox, Roopak Hooda, Kristen Sara Mattson, Kristian L. Sanders
Life of this patent
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Abstract
A sensor based system for capturing localized weather data and a server system for communicating with a plurality of reporting and recipient mobile communication devices. The communication devices are enabled to capture additional weather information to supplement the sensor based system.
Claims17
A wireless device capable of having a plurality of operating modes, the wireless device comprising:
- an integrated device capable of toggling between a reporting mode and a warning mode, the reporting mode including one or more sensors configured to capture information from a distributed geographic area and transmitting information captured by the one or more sensors, wherein the transmitted information is combined with other transmitted data to determine a region of warning and a plurality of property associated with the determined region of warning is identified allowing a series of electronic transmission messages to be generated to selected ones of a plurality of devices based on the region of warning, the selected ones of the devices associated with a plurality of policyholders who have indicated a preference to receive the electronic transmission messages, the messages associated with protecting certain real property covered in one or more policy documents associated with the policyholders;
- a communication interface configured to receive at least one of the electronic transmission messages including an instruction to employ remedial measures to protect real property;
- and
- a processor operatively coupled to the integrated device, the processor adapted to determine whether a change of at least one state of weather has occurred based upon weather factors, the processor adapted to change the reporting mode to the warning mode of the plurality of operating modes of the wireless device and to provide feedback associated with the remedial measures employed.
1 more element
A method for providing a warning system to protect insured property, the method comprising:
- accessing a plurality of devices to acquire weather data, the plurality of devices being spread throughout a geographic area;
- accessing third party weather data;
- compiling the third party weather data and the device acquired data to determine at least one region of interest associated with the weather;
- correlating the region of threat with insured property to determine property that is endangered by the weather;
- configuring a warning message to ones of the plurality of devices associated with the endangered property;
- and
- transmitting the configured warning message to the ones of the plurality of devices.
4 more elements
Dependencies are inferred from the claim text.