# US 2019/0244246 A1 · Systems and methods for offering products using linked transactions > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 2019/0244246 A1 - Document ID: US20190244246A1 - Status: Published application - Kind: A1 - Application number: 16/384,489 - Filed: 2019-04-15 - Published: 2019-08-08 - Earliest claimed: 2013-05-28 - Assignees: Capital One Services, LLC - Applicants: Capital One Services, LLC - Inventors: Thomas S. POOLE; David E. KEATING; Drew MICHAEL JACOBS; Janusz M. NICZYPORUK; Luke A. HAMMOCK - Web page: https://patentgrep.com/patent/US20190244246A1 ## CPC - G06Q 30/0255: {based on user history} - G06Q 30/0224: {based on user history} - G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR ## Abstract The disclosed embodiments include methods, systems, and articles of manufacture for providing offers for linked transactions. Transaction data corresponding to a first product physically purchased using a financial service account and product identification data identifying the first purchased product are received. The transaction data and the product identification data are associated. A consumer that purchased the first product is determined based on at least the transaction data. Follow-on purchase to offer for sale to the consumer based on the product identification data is determined and a follow-up purchase offer to purchase the follow-on product is generated. The consumer is provided with the follow-on purchase offer to enable the consumer to purchase the follow-on product in an electronic commerce purchase transaction. ## Claims ### Claim at position 1 -29. (canceled) ### Claim 30 A system for providing offers for products, comprising: one or more memory devices storing software instructions; and one or more processors configured to execute the software instructions to: receive transaction data corresponding to a product purchased using a financial service account; receive product identification data identifying the purchased product; associate the transaction data with the product identification data; determine a follow-on product to offer for sale to a consumer that purchased the product; provide a follow-on purchase offer for the follow-on product in an electronic message to a client device of the consumer, the follow-on purchase offer including a selectable hyperlink associated with the financial service account that is selectable using the client device to enable automatic purchase of the follow-on product in an electronic commerce purchase transaction using the financial service account; provide follow-on purchase offer details in a pop-up window; and initiate, automatically in response to receipt of an acceptance request, an electronic commerce purchase transaction with the merchant for the follow-on product using the financial service account. ### Claim 31 (depends on 30) The system of claim 30, wherein the received transaction data corresponding to the product purchased using the financial service account is through an application programming interface (API). ### Claim 32 (depends on 30) The system of claim 30, wherein the product identification data also identifies the follow-on product. ### Claim 33 (depends on 30) The system of claim 30, wherein the follow-on product shares at least one attribute with the product. ### Claim 34 (depends on 30) The system of claim 30, wherein determining the follow-on product to offer for sale is based on the product identification data and the follow-on product is selected from a set of products offered by the merchant. ### Claim 35 (depends on 30) The system of claim 30, wherein the follow-on product is a voucher capable of being redeemed at a merchant from which the product was purchased or for a good or service offered by a manufacturer of the product. ### Claim 36 (depends on 30) The system of claim 30, wherein the follow-on purchase offer details is provided in a pop-up window in response to a mouse over event associated with the selectable hyperlink. ### Claim 37 (depends on 30) The system of claim 30, wherein the follow-on purchase offer is communicated via an electronic billing statement capable of being displayed within at least one of a web browser, a client side application at the client device, or a mobile application. ### Claim 38 (depends on 30) The system of claim 30, wherein the one or more processors are further configured to execute the software instructions to receive an acceptance of the follow-on purchase offer. ### Claim 39 (depends on 38) The system of claim 38, wherein the one or more processors are further configured to execute the software instructions to bill the financial service account associated with the transaction data. ### Claim 40 (depends on 39) The system of claim 39, wherein the one or more processors are further configured to execute the software instructions to initiate order fulfillment of the follow-on product. ### Claim 41 A computer-implemented method for providing offers for products, comprising: receiving, by one or more processors configured to execute software instructions to perform operations to link purchase transactions to electronic commerce follow-on purchase transactions, transaction data corresponding to a product purchased using a financial service account; receiving, by the one or more processors, product identification data identifying the purchased product; associating, by the one or more processors, the transaction data with the product identification data; determining, by the one or more processors, a follow-on product to offer for sale to a consumer that purchased the product; generating, by the one or more processors, a follow-on purchase offer for the follow-on product, the follow-on purchase offer including a selectable hyperlink associated with the financial service account that is selectable to enable automatic purchase of the follow-on product using the financial service account; providing, by the one or more processors, the follow-on purchase offer in an electronic message to a client device of the consumer, wherein the selectable hyperlink of the follow-on purchase offer is selectable using the client device to enable automatic purchase of the follow-on product in an electronic commerce purchase transaction using the financial service account; providing follow-on purchase offer details in a pop-up window; and initiating, automatically in response to receipt of an acceptance request, an electronic commerce purchase transaction with the merchant for the follow-on product using the financial service account. ### Claim 42 (depends on 41) The method of claim 41, wherein the received transaction data corresponding to the product purchased using the financial service account is through an application programming interface (API). ### Claim 43 (depends on 41) The method of claim 41, wherein the product identification data also identifies the follow-on product. ### Claim 44 (depends on 41) The method of claim 41, wherein the follow-on product shares at least one attribute with the product. ### Claim 45 (depends on 41) The method of claim 41, wherein determining the follow-on product to offer for sale is based on the product identification data and the follow-on product is selected from a set of products offered by the merchant. ### Claim 46 (depends on 41) The method of claim 41, wherein the follow-on product is a voucher capable of being redeemed at a merchant from which the product was purchased or for a good or service offered by a manufacturer of the product. ### Claim 47 (depends on 41) The method of claim 41, wherein providing the follow-on purchase offer includes communicating the follow-on purchase offer via an electronic billing statement capable of being displayed within at least one of a web browser, a client side application at the client device, or a mobile application. ### Claim 48 (depends on 41) The method of claim 41, further including receiving, by the one or more processors, an acceptance of the follow-on purchase offer. ### Claim 49 A system for automatically linking one or more purchase transactions with one or more electronic commerce purchase transactions, comprising: one or more memories storing software instructions; and one or more processors configured to execute the software instructions to perform one or more operations for linking one or more purchase transactions with one or more electronic commerce purchase transactions, the operations including: receiving transaction data relating to a purchase transaction associated with a financial service account, wherein the transaction data includes product identification data that includes product attribute information describing one or more attributes about a product; and linking, based on the transaction data, the purchase transaction with a follow-on electronic transaction associated with a follow-on product, wherein the linking includes: generating a follow-on purchase offer for the follow-on product at a follow-on product price; including in the follow-on purchase offer, a selectable hyperlink associating the follow-on purchase offer with the financial service account that is selectable to enable automatic purchase of the follow-on product using the financial service account; providing the follow-on purchase offer to the user in an electronic message to a client device of the user, the selectable hyperlink of the offer being selectable within the electronic message by the user using the client device; provide follow-on purchase offer details in a pop-up window; performing an electronic commerce purchase transaction for the follow-on product by applying the follow-on product price to the financial service account; and initiating fulfillment processes with the merchant, that enable the follow-on product to be shipped to an address associated with the financial service account.