Card registry systems and methods
AssigneeConsumerInfo.com, Inc.
InventorsTy Taylor, Michael R. Balducci, Arlene E. Miranda, Laura Gelgand
Life of this patent
Estimating the term…
Abstract
A card registry system is configured to automatically identify financial card information in one or more credit files associated with a consumer and populate a card registry account of the consumer with the identified financial card information. Once the financial card information has been obtained from the credit file(s), the card registry system may transmit cancellation and/or reissuance requests to the respective card issuers in the instance that one or more cards are compromised, so that the financial cards may be easily and efficiently cancelled and/or reissued at the request of the consumer.
Claims15
A computerized method comprising:
- accessing credit information of a user;
- identifying one or more credit card accounts of the user based at least on the credit information of the user;
- providing a user interface indicating the one or more credit card accounts to the user;
- providing via the user interface an option for the user to initiate a call to a customer service representative;
- receiving selection of one or more of the credit card accounts from the user via the user interface;
- for each of the selected one or more credit card accounts:
- determining a contact address of an entity originating the credit card account;
- and
- electronically transmitting to the contact address a request for cancellation of the credit card account on behalf of the user.
A system comprising:
- one or more hardware computer processors configured to:
- access credit information of a user;
- identify one or more credit card accounts of the user based at least on the credit information of the user;
- provide a user interface indicating the one or more credit card accounts to the user;
- receive selection of one or more of the credit card accounts from the user via the provided user interface;
- provide via the user interface an option for the user to initiate a call to a customer service representative;
- for each of the selected one or more credit card accounts:
- determine a contact address of an entity originating the credit card account;
- and
- electronically transmit to the contact address a request for cancellation of the credit card account on behalf of the user.
A non-transitory computer readable medium having software instructions stored thereon, the software instructions executable by a hardware computer processor to cause a computing system to perform operations comprising:
- accessing credit information of a user;
- identifying one or more credit card accounts of the user based at least on the credit information of the user;
- providing a user interface indicating the one or more credit card accounts to the user;
- receiving selection of one or more of the credit card accounts from the user via the provided user interface;
- providing via the user interface an option for the user to initiate a call to a customer service representative;
- for each of the selected one or more credit card accounts:
- determining a contact address of an entity originating the credit card account;
- and
- electronically transmitting to the contact address a request for cancellation of the credit card account on behalf of the user.
Dependencies are inferred from the claim text.