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US 2019/0197552 A1Published application
Payment account identifier system
AssigneeVisa International Service Association
InventorsPhillip Kumnick, Joseph Bjorn Ovick, Chandra Srivastava
Life of this patent
Estimating the term…
Abstract
A method for utilizing a non-transactable account identifier with a payment token is disclosed. The non-transactable account identifier can have the same format as a primary account number (PAN) and the payment token, but is not used to conduct a payment transaction.
Claims20
-20. (canceled)
A method comprising:
- receiving, by a computer, a request comprising a non-transactable payment account identifier from an entity of one or more entities;
- determining, by the computer, information associated with the non-transactable payment account identifier;
- and
- transmitting, by the computer, the information associated with the non-transactable payment account identifier to the entity.
1 more element
A method comprising:
- receiving a request comprising a primary account identifier from a token requestor computer;
- determining a transactable payment token and a non-transactable payment account identifier associated with the primary account identifier;
- and
- transmitting the transactable payment token and the non-transactable payment account identifier to the token requestor computer.
1 more element
A computer comprising:
- a processor;
- and
- a non-transitory computer readable medium comprising code, executable by the processor for implementing a method comprising:
- receiving a request comprising a primary account identifier from a token requestor computer,
- determining a transactable payment token and a non-transactable payment account identifier associated with the primary account identifier;
- and
- transmitting the transactable payment token and the non-transactable payment account identifier to the token requestor computer.
4 more elements
Dependencies are inferred from the claim text.