Completing risk analysis using push communications

A method, comprising:

• receiving, by a payment provider server of a payment provider, a request to initiate a payment transaction between a merchant and a consumer and receiving first device information corresponding to a consumer device of the consumer;
• in response to determining that the first device information does not satisfy a risk analysis criteria, identifying a plurality of consumer devices that store respective instances of a payment provider application;
• transmitting a respective push communication to each of the plurality of consumer devices, the respective push communications causing each respective instance of the payment provider application to collect device information of a corresponding consumer device of the plurality of consumer devices;
• receiving the collected device information and determining that the collected device information satisfies the risk analysis criteria;
• in response to the determining, executing a risk analysis process using the collected device information to determine a risk level associated with the request to initiate the payment transaction;
• and
• processing the request based on results of the risk analysis process.

A non-transitory computer readable medium storing computer-executable instructions that in response to execution by one or more hardware processors, causes a payment provider system to perform operations comprising:

• receiving first device information corresponding to a consumer device of a consumer, the first device information being collected by a merchant application of a merchant in response to a payment transaction request being initiated between the consumer and the merchant;
• determining that the first device information fails to satisfy a risk analysis threshold for performing a risk analysis process;
• in response to the determining, transmitting a push communication to the consumer device, the push communication including instructions that cause the consumer device to automatically transmit, to the system, second device information corresponding to the consumer device;
• based on the second device information, executing the risk analysis process with respect to the payment transaction request;
• and
• processing the purchase transaction in response to determining, based on the executing the risk analysis process, that a risk level associated with the payment transaction request satisfies a risk threshold.