Using card present transaction data to generate payment transaction account
AssigneeSquare, Inc.
InventorWilliam Henderson
Life of this patent
Estimating the term…
Abstract
A computer-implemented method for providing payment account information in a user account by receiving payment card information by a card reader at a point of sale. An account can be created when the payment card information is read by the card reader. Optionally, a gift card can be scanned prior to the creation of the account, and the gift card information can be combined with the payment card information. The gift card can be an electronic gift card which can be personalized with textual, visual, video, and/or audio portions.
Claims21
1-22. (canceled)
A method for point of sale (POS) automation by one or more servers of a payment system, the method comprising:
- receiving, at the payment system, a first indication of a first transaction between a user and a first merchant that is conducted using a first merchant point of sale (POS) terminal associated with the first merchant, wherein the first transaction involves the first merchant POS terminal receiving user information associated with the user;
- receiving, at the payment system, a second indication of a second transaction between the user and a second merchant that is conducted using a second merchant point of sale (POS) terminal associated with the second merchant;
- and
- based on receipt of the second indication, providing instructions to display the user information on the second merchant POS terminal associated with the second merchant.
A system for point of sale (POS) automation, the system comprising:
- one or more processors of a network payment system;
- and
- one or more memory units communicatively coupled to the one or more processors and storing instructions that, when executed by the one or more processors, cause the one or more processors to perform operations comprising:
- receiving, at the network payment system, a first indication of a first transaction between a user and a first merchant that is conducted using a first merchant point of sale (POS) terminal associated with the first merchant, wherein the first transaction involves the first merchant POS terminal receiving user information associated with the user;
- receiving, at the network payment system, a second indication of a second transaction between the user and a second merchant that is conducted using a second merchant point of sale (POS) terminal associated with the second merchant;
- and
- based on receipt of the second indication, providing instructions to display the user information on the second merchant POS terminal associated with the second merchant.
A method for point of sale (POS) automation using one or more servers of a payment system, the method comprising:
- receiving, at a merchant point of sale (POS) terminal associated with a merchant during a transaction between a user and the merchant, user information associated with the user;
- transmitting, from the merchant POS terminal to the one or more servers of the payment system, the user information associated with the user;
- receiving, at the merchant POS terminal and from the one or more servers of the payment system, additional user information associated with the user, the additional user information based on a previous transaction between the user and a second merchant at a second merchant point of sale (POS) terminal;
- and
- displaying at least some of the additional user information associated with the user at the merchant POS terminal during the transaction between the user and the merchant.
Dependencies are inferred from the claim text.