Systems and Methods for Providing Services to Network Traffic

A system for identifying interchange rate designators for payment account transactions, the system comprising:

• a memory including a data structure having multiple interchange rate designators and criteria associated therewith;
• and
• a processor in communication with the memory and configured, by executable instructions stored in the memory, to:
• search in the data structure for details of a transaction associated with a merchant, at least one of the details including a region identifier for the merchant;
• identify at least one interchange rate designator for the transaction from the data structure, the at least one interchange rate designator including a criteria that satisfies at least the region identifier for the merchant;
• and
• cause the identified at least one interchange rate designator to be included in a clearing batch file for the transaction, whereby the transaction can be submitted for clearing and settlement with the identified at least one interchange rate designator associated with the transaction.

A non-transitory computer-readable storage media including executable instructions for identifying interchange rate designators for network transactions, which, when executed by at least one processor, cause the at least one processor to:

• receive details of a transaction associated with a merchant, the details including at least a region identifier for the merchant;
• search for and identify, in an interchange rate data structure, an interchange rate designator for the transaction based at least on the region identifier associated with the transaction satisfying a corresponding region criteria of the interchange rate designator;
• and
• identify the interchange rate designator as an opportunity for an acquirer associated with the merchant when the details of the transaction fail to satisfy all criteria associated with the interchange rate designator.