Credit card account data extraction
AssigneeConsumerInfo.com, Inc.
InventorsMichael John Dean, Mark Joseph Kapczynski
Life of this patent
Estimating the term…
Abstract
A credit account extraction system is configured to identify account information in credit data associated with a consumer and populate a digital wallet of the consumer with the identified financial card information. The financial card information may then be used by online retailers, for example, to expedite transaction completion.
Claims15
A computerized method, performed by a computing system having one or more hardware computer processors and one or more non-transitory computer readable storage device storing software instructions executable by the computing system to perform the computerized method comprising:
- receive a credit data access authorization message from a consumer computing device, the credit data access authorization message comprising an indication of access authorizations to credit data of the consumer;
- receive a wallet account rule, the wallet account rule comprising criteria for sharing portions of the credit data of the consumer with third parties;
- receive a consumer credit card information retrieval request from a third party computing system;
- access credit data of the consumer in accordance with the indication of access authorizations;
- determine a portion of credit card information in the credit data of the consumer shareable with the third party computing system based at least on the wallet account rule;
- and
- transmit the determined portion of credit card information to the third party computing system.
Dependencies are inferred from the claim text.