Cashless retail wallet with just-in-time funding from cashless wagering wallet

A method comprising:

• receiving, at a server comprising a processing device, a request to withdraw a first amount of currency from a first financial account as part of a purchase transaction;
• in response to receiving the request, determining that the first financial account has a balance below the first amount of currency;
• determining that transferring the second amount of currency to the first financial account would exceed a predetermined transfer limit for the first financial account;
• and
• in response to determining that transferring the second amount of currency to the first financial account would violate a predetermined rule for the first financial account, automatically transferring a second amount of currency from a second financial account to a third financial account so that the balance of the third financial account is above the first amount of currency;
• and
• withdrawing the first amount of currency from the third financial account as part of the purchase transaction.

A system for facilitating funding of a financial account for a purchase transaction comprising:

• a memory;
• and
• a processing circuit coupled to the memory, the processing circuit configured to:
• receive a request to withdraw a first amount of currency from a first financial account as part of a purchase transaction, wherein the first financial account is a retail account that is subject to a first set of regulatory rules;
• in response to receiving the request, automatically transfer a second amount of currency from a second financial account to the first financial account, wherein the second financial account is a cashless wagering account that is subject to a second set of regulatory rules;
• and
• withdraw the first amount of currency from the first financial account as part of the purchase transaction.