Collecting transaction history data on a terminal

A non-transitory computer readable data medium storing a computer program including instructions that, when executed by a processor of a terminal, perform a method comprising:

• collecting, from a remote server, first history data representative of at least one transaction associated with a user account;
• communicating contactlessly with a smart card, during which the terminal recovers second history data stored locally in a memory of the smart card, the second history data being representative of at least one transaction processed by the smart card in association with the user account;
• analyzing, by the terminal, to aggregate the first history data with the second history data in order to obtain up-to-date history data;
• and
• generating transaction-following data on the basis of the up-to-date history data.

A terminal comprising:

• a collection module configured to collect on-line, from a remote server, first history data representative of at least one transaction associated with a user account;
• a communication module configured to communicate contactlessly with a smart card to recover second history data stored locally in a memory of the smart card, said second history data being representative of at least one transaction processed by the smart card in association with the user account;
• an analysis module configured to aggregate the first history data with the second history data in order to obtain up-to-date history data;
• and
• a generation module configured to generate transaction-following data from the up-to-date history data.