# US 2019/0174163 A1 · System and method for disseminating functionality to a target device

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- Number: US 2019/0174163 A1
- Document ID: US20190174163A1
- Status: Published application
- Kind: A1
- Application number: 16/269,775
- Filed: 2019-02-07
- Published: 2019-06-06
- Earliest claimed: 2013-10-29
- Assignees: Mastercard International Incorporated
- Applicants: Mastercard International Incorporated
- Inventors: Lukas Ekselius; Fikret Ates; Sebastien Pochic
- Web page: https://patentgrep.com/patent/US20190174163A1

## CPC

- G06Q 20/306: {using TV related infrastructures (external card used for payment with client device H04N21/4185)}
- H04N 21/25816: {involving client authentication (restricting access to computer systems by authenticating users using a predetermined code G06F21/33; cryptographic authentication protocols H04L9/32; networks authentication protocols H04L63/08; authentication in wireless network security H04W12/06)}
- G06Q 20/326: {Payment applications installed on the mobile devices}
- G06Q 20/36: using electronic wallets or electronic money safes
- G06Q 20/3672: {initialising or reloading thereof}
- H04N 21/2543: Billing {, e.g. for subscription services (payment schemes, architectures or protocols G06Q20/00; e-commerce G06Q30/00; arrangements for billing for the use of broadcast information or broadcast-related information H04H60/21)}
- H04N 21/41265: {having a remote control device for bidirectional communication between the remote control device and client device (unidirectional remote control device H04N21/42204)}
- H04N 21/4367: Establishing a secure communication between the client and a peripheral device or smart card
- H04N 21/4781: {Games}
- H04N 21/4788: communicating with other users, e.g. chatting {(arrangements for providing for computer conferences, e.g. chat rooms, to substation in data switching networks H04L12/1813; distributed application using peer-to-peer [P2P] networks H04L67/104)}
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- H04N: PICTORIAL COMMUNICATION, e.g. TELEVISION

## Abstract

According to some embodiments, systems and methods are provided comprising searching, with a searching device, on a local network for the target device, wherein the digital wallet is an electronically stored registered card based account for use in electronic commercial transactions, and wherein the entire digital wallet is absent from the target device prior to the search; selecting at the searching device one or more target devices; and pushing the digital wallet to the target device, including digital wallet functionality, to the target device selected at the searching device by a user to establish the digital wallet at the target device, without having to enter information at the target device to create a new digital wallet at the target device. Numerous other aspects are provided.

## Claims

### Claim 1

A method of disseminating a digital wallet to a target device, comprising:
searching, with a searching device, on a local network for the target device, wherein the digital wallet is an electronically stored registered card based account for use in electronic commercial transactions, and wherein the entire digital wallet is absent from the target device prior to the search;
selecting at the searching device one or more target devices; and
pushing the digital wallet, including digital wallet functionality, to the target device selected at the searching device by a user to establish the digital wallet at the target device, without having to enter information at the target device to create a new digital wallet at the target device.

### Claim 2 (depends on 1)

The method according to claim 1, wherein pushing the digital wallet to the target device comprises pushing the digital wallet from the searching device over the local network.

### Claim 3 (depends on 1)

The method according to claim 1, wherein pushing the digital wallet to the target device comprises pushing the digital wallet from the cloud over the Internet in response to an instruction from the searching device.

### Claim 4 (depends on 1)

The method according to claim 1, comprising pushing the digital wallet to the target device only if user authorisation has been received by the searching device.

### Claim 5 (depends on 1)

The method according to claim 1, comprising the target device accepting the pushed digital wallet only if user authorisation has been received by the target device.

### Claim 6 (depends on 1)

The method according to claim 1, wherein the searching step comprises searching for a plurality of target devices, the method comprising selecting at the searching device one or more target devices and wherein the digital wallet is pushed only to the target device, or to each target device, selected at the searching device by the user.

### Claim 7 (depends on 1)

The method according to claim 1, further comprising:
receiving at the user an indication that the digital wallet has been established at the target device.

### Claim 8 (depends on 1)

The method according to claim 1, further comprising:
receiving at the target device, at least one of a broadcast content and a call-to-action related to the broadcast content.

### Claim 9 (depends on 8)

The method according to claim 8, further comprising:
accessing the digital wallet at the target device in response to the received at least one of the broadcast content and the call-to-action related to the broadcast content.

### Claim 10 (depends on 8)

The method according to claim 8, wherein the at least one of broadcast content and the call-to-action are filtered prior to receipt at the target device.

### Claim 11 (depends on 1)

The method according to claim 1, wherein the digital wallet is one of created or is a pre-existing digital wallet already associated with a different device.

### Claim 12 (depends on 9)

The method according to claim 9, further comprising:
receiving an indication of whether the target device is one of at home or away from home.

### Claim 13

A method of disseminating a digital wallet to a target device, comprising:
searching for a plurality of target devices, with a searching device, on a local network for the target device, wherein the digital wallet is an electronically stored registered card based account for use in electronic commercial transactions, and wherein the entire digital wallet is absent from the target prior to the search;
selecting at the searching device one or more target devices;
pushing the digital wallet, including digital wallet functionality, only to the target device, or each target device, selected at the searching device by a user to establish the digital wallet at the target device, and only if user authorisation has been received by the searching device to establish the digital wallet at the target device without having to enter information at the target device to create a new digital wallet at the target device; and
accepting the pushed digital wallet only if user authorisation has been received by the target device;
wherein pushing the digital wallet to the target device comprises pushing the digital wallet from:
the searching device over the local network; or
the cloud over the Internet in response to an instruction from the searching device.

### Claim 14

A system for disseminating a digital wallet to a target device, the system comprising:
a searching device for searching on a local network for a target device, wherein the digital wallet is an electronically stored registered card based account for use in electronic commercial transactions, and wherein the entire digital wallet is absent from the target device prior to the search; and
a wallet-providing module for pushing the digital wallet, including digital wallet functionality, to the target device to establish the digital wallet at the target device without having to enter information at the target device to create a new digital wallet at the target device only if user authorization has been received by the searching device, and wherein the target device us selected at the searching device by a user.

### Claim 15 (depends on 14)

The system according to claim 14, wherein the target device is operative to receive at least one of a broadcast content and a call-to-action related to the broadcast content.

### Claim 16 (depends on 15)

The system according to claim 15, wherein the digital wallet is accessed in response to the received at least one of the broadcast content and the call-to-action related to the broadcast content.

### Claim 17 (depends on 15)

The system according to claim 15, wherein the at least one of broadcast content and the call-to-action are filtered prior to receipt at the target device.

### Claim 18 (depends on 14)

The system according to claim 14, wherein the digital wallet is one of created or is a pre-existing digital wallet already associated with a different device.

### Claim 19 (depends on 16)

The system according to claim 16, further comprising:
an indication of whether the target device is one of at home or away from home.

### Claim 20

A non-transitory computer readable storage medium storing instructions thereon, the instructions executable by a processor and arranged to:
search, with a searching device, on a local network for a target device, wherein the digital wallet is an electronically stored registered card based account for use in electronic commercial transactions, and wherein the entire digital wallet is absent from the target device prior to the search;
receive a selection at the searching device of one or more target devices; and
push the digital wallet, including digital wallet functionality, to the target device selected at the searching device by a user to establish the digital wallet at the target device, and only if user authorization has been received by the searching device to establish the digital wallet at the target device without having to enter information at the target device to create a new digital wallet at the target device.
