# US 2019/0172049 A1 · Integrating mobile payment application with other mobile applications while preventing security exposures

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- Number: US 2019/0172049 A1
- Document ID: US20190172049A1
- Status: Published application
- Kind: A1
- Application number: 16/273,724
- Filed: 2019-02-12
- Published: 2019-06-06
- Earliest claimed: 2014-01-14
- Assignees: International Business Machines Corporation
- Applicants: International Business Machines Corporation
- Inventors: Todd E. Kaplinger; Gal Shachor; Gregory L. Truty
- Web page: https://patentgrep.com/patent/US20190172049A1

## CPC

- G06Q 20/3227: {using secure elements embedded in M-devices}
- G06Q 20/322: {Aspects of commerce using mobile devices [M-devices]}
- G06Q 20/3221: {Access to banking information through M-devices}
- G06Q 20/326: {Payment applications installed on the mobile devices}
- G06Q 20/3274: {using a pictured code, e.g. barcode or QR-code, being displayed on the M-device}
- G06Q 20/342: {Cards defining paid or billed services or quantities}
- G06Q 20/363: {with the personal data of a user}
- G06Q 20/3672: {initialising or reloading thereof}
- G06Q 2220/00: Business processing using cryptography
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR

## Abstract

A method, system and computer program product for integrating a mobile payment application with other mobile applications while preventing security exposures. A set of application programming interfaces of mobile applications that may possibly be utilized by a pass created by a mobile payment application is generated in response to receiving an indication that the pass was created. A “pass,” as used herein, refers to a form of mobile payment, such as a gift card. A selection of these application programming interfaces may then be received to interact with the created pass. In this manner, the existing mobile applications are seamlessly integrated with the features of passes. Furthermore, a virtual container is created for the created pass and the selected application programming interfaces to interface with the created pass. By creating such a container, the data to be exposed to the application layer can be controlled.

## Claims

### Claim 1

A method for integrating a mobile payment application with other mobile applications while preventing security exposures, the method comprising:
receiving an indication that a pass was created by said mobile payment application, wherein said pass corresponds to a form of mobile payment;
generating a view of a set of application programming interfaces exposed to leverage said created pass; and
receiving a selection of one or more of said set of application programming interfaces to interact with said created pass thereby allowing one or more existing mobile applications to seamlessly be integrated with features of said created pass.

### Claim 2 (depends on 1)

The method as recited in claim 1 further comprising:
generating a view of said created pass.

### Claim 3 (depends on 2)

The method as recited in claim 2 further comprising:
creating a virtual container for said created pass and said one or more of said set of application programming interfaces selected to interact with said created pass in order to control data to be exposed to an application layer.

### Claim 4 (depends on 3)

The method as recited in claim 3 further comprising:
encrypting a file storage system for storing said virtual container in a mobile operating system.

### Claim 5 (depends on 3)

The method as recited in claim 3 further comprising:
encrypting communications at a network transport layer.

### Claim 6 (depends on 3)

The method as recited in claim 3 further comprising:
encrypting data of said pass when referenced outside of said virtual container.

### Claim 7 (depends on 6)

The method as recited in claim 6, wherein said form of mobile payment comprises a gift card.

### Claim 8 (depends on 7)

The method as recited in claim 7, wherein a barcode of said gift card is encrypted when referenced outside of said virtual container.

### Claim 9 (depends on 1)

The method as recited in claim 1, wherein said set of application programming interfaces comprises application programming interfaces for enterprise applications.

### Claim 10 (depends on 1)

The method as recited in claim 1, wherein said set of application programming interfaces comprises device application programming interfaces.