Secure multifactor authentication with push authentication
AssigneeJPMorgan Chase Bank, N.A.
InventorsFelix C.P. LEE, Jason SEVERN, Boris T.H. SO, Jason Chun Kit WAN, Kevin Chi Chung WONG
Life of this patent
Estimating the term…
Abstract
Improved systems and methods of authenticating a user using a mobile device to access a secure electronic portal are provided. A user may be enabled to quickly and securely log onto a website or other electronic portal using a handheld electronic device. In certain embodiments, multifactor authentication is utilized to improve the security of the authentication process.
Claims20
A system for facilitating secure access to an electronic portal comprising:
- an authentication portal configured to:
- receive an access request from a user device;
- generate an authentication request including a transaction ID;
- transmit the authentication request to an authentication service;
- the authentication service configured to:
- receive the authentication request and generate and transmit a notification to an authentication application associated with the user device, wherein the notification is configured to prompt the user device for a simple passcode;
- the authentication application configured to:
- receive the notification and accept user input of the simple passcode;
- authenticate the user input of the simple passcode and upon successful authentication, grant access to the authentication portal.
A computer implemented method for facilitating secure access to an electronic portal comprising:
- at an authentication portal:
- receiving an access request from a user device;
- generating an authentication request including a transaction ID;
- transmitting the authentication request to an authentication service;
- at the authentication service:
- receiving the authentication request from the authentication portal;
- generating a notification configured to prompt the user device for input of a simple passcode;
- transmitting the notification to an authentication application;
- at the authentication application:
- receiving the notification and accepting user input of the simple passcode;
- authenticating the user input of the simple passcode and upon successful authentication, granting access to the authentication portal.
A computer implemented method for facilitating secure access to an electronic portal though multifactor authentication, the method comprising:
- at an authentication portal:
- requesting an authentication image from a code generator;
- receiving an authentication image;
- displaying the authentication image at the authentication portal;
- receiving an authentication request from an authentication application in response to the authentication application recognizing the authentication image;
- generating an authentication request including a transaction ID;
- transmitting the authentication request to an authentication service;
- receiving an authorized user token from the authentication application;
- and,
- granting access to the authentication portal.
Dependencies are inferred from the claim text.