US 2019/0164176 A1Published application

Systems and methods for processing transaction data

AssigneeCapital One Services, LLC

InventorsMark C. Pydynowski, Brad J. Larson, Timothy Blass, Dean Chen, Anjana Tayi, Mark Fehrenbacher, Nathan Ng, Catherine A. Kim

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Abstract

Systems and methods are disclosed that provide for evaluating merchant business intelligence information. In certain embodiments, a system is disclosed to aggregate data relating to one or more merchants, customers, and/or transactions into a first data repository. The systems and methods receive a first request from a first client device, the first request including a parameter identifying one or more categories. The systems and methods determine that the first request is compatible with a data repository. The systems and methods the aggregated data of the data repository according to the parameter. The systems and methods also provide to a client device the filtered aggregated data.

Claims20

Dependent claims

A system, comprising:

one or more memory devices storing instructions;
and
one or more hardware processors configured to execute the instructions to perform operations comprising:
aggregating, by a prefetcher of a back-end system into a data repository, first data relating to one or more merchants received from a first source, second data relating to one or more customers received from a second source, and third data relating to transactions involving the one or more customers or the one or more merchants received from a third source, wherein the aggregating comprises:
receiving, from the second source, data relating to a customer comprising a first name of the customer;
receiving, from a fourth source, census data;
comparing the first name to the census data;
determining a correlation of the first name with a particular gender based on the comparison, wherein the correlation is expressed as a ratio;
associating a gender of the first customer with the particular gender when the correlation ratio is greater than a threshold ratio;
storing the associated gender in a data record of the customer in the data repository;
receiving by a middle-tier system, over a network, a request from a client device, the request including a parameter identifying one or more categories for the one or more customers, the one or more merchants, and the transactions;
determining that the request is compatible with the data repository;
filtering, by the middle-tier system, the aggregated data of the data repository according to the parameter;
and
providing, by a user interface system, to the client device, over the network, the filtered aggregated data.

12 more elements

A method performed by one or more hardware processors, comprising:

aggregating, by a prefetcher of a back-end system into a data repository, first data relating to one or more merchants received from a first source, second data relating to one or more customers received from a second source, and third data relating to transactions involving the one or more customers or the one or more merchants received from a third source, wherein the aggregating comprises:
receiving, from the second source, data relating to a customer comprising a first name of the customer;
receiving, from a fourth source, census data;
comparing the first name to the census data;
determining a correlation of the first name with a particular gender based on the comparison, wherein the correlation is expressed as a ratio;
associating a gender of the first customer with the particular gender when the correlation ratio is greater than a threshold ratio;
storing the associated gender in a data record of the customer in the data repository;
receiving by a middle-tier system, over a network, a request from a client device, the request including a parameter identifying one or more categories for the one or more customers, the one or more merchants, and the transactions;
determining that the request is compatible with the data repository;
filtering, by the middle-tier system, the aggregated data of the data repository according to the parameter;
and
providing, by a user interface system, to the client device, over the network, the filtered aggregated data.

9 more elements

A non-transitory computer readable medium containing instructions, which when executed by at least one processor of a computer system, cause the computer system to perform operations comprising:

aggregating, by a prefetcher of a back-end system into a data repository, first data relating to one or more merchants received from a first source, second data relating to one or more customers received from a second source, and third data relating to transactions involving the one or more customers or the one or more merchants received from a third source, wherein the aggregating comprises:
receiving, from the second source, data relating to a customer comprising a first name of the customer;
receiving, from a fourth source, census data;
comparing the first name to the census data;
determining a correlation of the first name with a particular gender based on the comparison, wherein the correlation is expressed as a ratio;
associating a gender of the first customer with the particular gender when the correlation ratio is greater than a threshold ratio;
storing the associated gender in a data record of the customer in the data repository;
receiving by a middle-tier system, over a network, a request from a client device, the request including a parameter identifying one or more categories for the one or more customers, the one or more merchants, and the transactions;
determining that the request is compatible with the data repository;
filtering, by the middle-tier system, the aggregated data of the data repository according to the parameter;
and
providing, by a user interface system, to the client device, over the network, the filtered aggregated data.

9 more elements

Dependencies are inferred from the claim text.