Systems and methods for high fidelity multi-modal out-of-band biometric authentication with human cross-checking

A method for generating a connectivity graph for use in integrated biometric authentication, comprising:

• in an information processing apparatus comprising at least one computer processor:
• receiving, from a database, a plurality of contacts for a user;
• identifying a connection between the user and each of the plurality of contacts;
• identifying a connectivity score for each connection;
• generating a connectivity graph for the user, wherein each contact is represented as a node in the connectivity graph, and the connections are represented by edges between the nodes, and the edges are associated with their connectivity scores;
• and
• storing the connectivity graph in a memory.

A method for integrated biometric authentication, comprising:

• in an information processing apparatus comprising at least one computer processor:
• receiving, from a user, biometric data;
• at least one computer processor performing machine-based biometric matching on the biometric data;
• based on the machine-based biometric matching the at least one computer processor determining that human confirmation of the user's identity is necessary;
• accessing a connectivity graph stored in memory to identify at least one contact having a connection with the user in the connectivity graph;
• identifying a connection and a connectivity score between the identified contact and the user;
• returning the connectivity score for the identified connection;
• sending at least a portion of the biometric data for the user to the contact based on the at least a portion of the biometric data for the user;
• receiving, from the at least one contact, human identity confirmation information;
• and
• the at least one computer processor authenticating the user based on both the machine-based biometric matching and the human identity confirmation information;
• wherein the connectivity graph is generated by:
• receiving, from a database, a plurality of contacts for the user;
• identifying a connection between the user and each of the plurality of contacts;
• identifying a connectivity score for each connection;
• and
• generating the connectivity graph for the user, wherein each contact is represented as a node in the connectivity graph, and the connections are represented by edges between the nodes, and the edges are associated with their connectivity scores.