US 2019/0156362 A1 · SYSTEM AND METHOD FOR LOCATION-BASED SECURED TRANSFER OF A SERVICE ASSOCIATED WITH A LOYALTY POINT BETWEEN MOBILE DEVICES

Abstract

There are provided systems and methods for the location-based secured transfer of a service associated with a loyalty point between mobile devices. A first mobile device submits a services request to a central system, the request identifying a service and inclusive of the position (geographical location) of the first mobile device. The central system identifies service providers capable of fulfilling the request and account owners having sufficient loyalty points to fulfill the request that are in proximity to the first mobile device. Secure communications between the first mobile device and a second mobile device enable negotiations. The central system guides the first mobile device and the second mobile device to a predetermined location to enable secure communication of transaction information, payment information, personal information (needed to procure services), etc. The central system verifies the transaction, ensuring both the first and second mobile devices fulfill the agreed upon terms.

Claims14

Dependent claims

A system for transferring a service associated with a loyalty point to a first user device from a second user device, comprising:

a server, comprising:
a processor;
and
memory in communication with the processor, the memory storing instructions which are executed by the processor causing the processor to:
receive a request from a first user device over a communications network, the request including first user identification information and a service request,
identify at least one service provider accepting a loyalty point for fulfilling the service request,
identify at least one second user device associated with a second user identification, the second user identification having sufficient loyalty points to procure the requested service from the at least one identified service provider, and
establish a secure communications link between the first user device and the at least one identified second user device, wherein the loyalty points associated with the second user identification are utilized to procure the requested service from the at least one identified service provider for the first user identification.

5 more elements

A method for transferring a service associated with a loyalty point to a first user device from a second user device, the method comprising:

receiving a request via a web site hosted by a server over a communications network, the request including first user identification information and a service request;
identifying at least one service provider accepting a loyalty point for fulfilling the service request;
establishing a secure communications link between the first user device associated with the first user identification and a second user device associated with a second user identification, the second user identification having sufficient loyalty points to procure the requested service from the at least one identified service provider;
utilizing, in accordance with the secured communications link, the loyalty points by the second user identification via the second user device to procure the requested service for use by the first user identification;
and
communicating, via the secured communications link, confirmation data indicative of the procurement of the requested service from the second user device to the first user device.

3 more elements

Dependencies are inferred from the claim text.

System and method for location-based secured transfer of a service associated with a loyalty point between mobile devices

Life of this patent

System and method for location-based secured transfer of a service associated with a loyalty point between mobile devices

Life of this patent

Abstract

Claims14