Processing service requests based on risk identification

A non-transitory, computer-readable medium storing one or more instructions executable by a computer system to perform operations comprising:

• receiving a service processing request including service data;
• performing risk identification on the service processing request based on a stored risk identification rule or a stored risk identification model with reference to the service data to generate a risk identification result;
• determining that the risk identification result is an indefinite result;
• and
• in response to determining that the risk identification result is the indefinite result, sending a risk identification request that comprises the service data to a cloud risk identification system, wherein the risk identification request is configured to request the cloud risk identification system to perform risk identification on the service processing request.

A computer-implemented system for processing service requests based on risk, comprising:

• one or more computers;
• and
• one or more computer memory devices interoperably coupled with the one or more computers and having tangible, non-transitory, machine-readable media storing one or more instructions that, when executed by the one or more computers, perform one or more operations comprising:
• receiving a service processing request including service data;
• performing risk identification on the service processing request based on a stored risk identification rule or a stored risk identification model with reference to the service data to generate a risk identification result;
• determining that the risk identification result is an indefinite result;
• and
• in response to determining that the risk identification result is the indefinite result, sending a risk identification request that comprises the service data to a cloud risk identification system, wherein the risk identification request is configured to request the cloud risk identification system to perform risk identification on the service processing request.