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AssigneeMobeewave, Inc.
InventorsSebastien FONTAINE, Luc DOLCINO, Benjamin DU HAYS, Maxime DE NANCLAS, Xavier ALBERTI
Estimating the term…
A device and a secure element for conducting a secured financial transaction are disclosed. The device comprises a central processing unit; a communication interface for establishing a communication between the device and a financial institution related to a financial account; an interface for acquiring data relating to the financial account; the secure element for processing at least a portion of the data relating to the financial account acquired by the interface; and control logic for acquiring a purchase amount to be debited from the financial account and for obtaining a transaction authorization from the financial institution related to the financial account, the transaction authorization being based, at least partially, on data processed solely by the secure element independently of data processed by the central processing unit. A method of conducting the secured financial transaction, and a computer program product for execution by the secure element are also disclosed.
A method for managing a mobile device used as a payment terminal, the mobile device being distinct from a dedicated payment terminal, the mobile device implementing Point of Sale (POS) functionality provided by a secure element, the secure element being configured to execute a payment acceptance applet, the method comprising:
A method for operating a mobile device used as a payment terminal, the mobile device being distinct from a dedicated payment terminal, the mobile device implementing Point of Sale (POS) functionality provided by a secure element, the secure element being configured to execute a payment acceptance applet, the method comprising:
A system for remotely managing a mobile device used as a payment terminal, the mobile device being distinct from a dedicated payment terminal, the mobile device implementing Point of Sale (POS) functionality provided by a secure element, the secure element being configured to execute a payment acceptance applet, the system comprising a non-transitory computer readable storage medium comprising computer-executable instructions, a central processing unit and a communication interface, the computer-executable instructions, upon execution, causing to execute:
A mobile device used as a payment terminal, the mobile device being distinct from a dedicated payment terminal, the mobile device being configured to run a point of sale (POS) application and to operate a secure element, the mobile device comprising a non-transitory computer readable storage medium comprising computer-executable instructions, a central processing unit, a contactless interface and a communication interface, the computer-executable instructions, upon execution, causing to execute:
Dependencies are inferred from the claim text.