US 2019/0156281 A1Published application

Real-time data services based on geo-location information

AssigneeBank of America Corporation

InventorsMark Allan Nelson, Stephen Philip Selfridge, Ashish B. Tajpuria, Karen Lea MacQueen, Steven Michael Twombly

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Abstract

Embodiments of the present invention provide a communicable integration of a user network of devices and a vendor system. Embodiments receive, at the vendor system from the user network of devices, a request for provisioning of products by a vendor; determine a provisioning location for provisioning of the products by the vendor; continuously identify a real-time location of the user via the one or more components of the user network of devices; continuously calculate a real-time first limit based on the continuously identified current location of the user and the provisioning location; calculate a total time to provision the products comprising a sum of a product preparation time and the real-time first limit; and optimize delivery of the products based on the total time to provision and the real-time location of the user.

Claims20

Dependent claims

A system for communicable integration of a user network of devices and a vendor system, the user network of devices comprising a plurality of components including an automobile device and a mobile device, the system comprising:

one or more memory devices having computer readable code stored thereon;
one or more processing devices operatively coupled to the one or more memory devices, wherein the one or more processing devices are configured to execute the computer readable code to:
receive, at the vendor system from the user network of devices, a request for provisioning of products by a vendor;
determine a provisioning location for provisioning of the products by the vendor;
identify a location of the user, via the one or more components of the user network of devices;
calculate a first limit based on a difference between the location of the user and the provisioning location;
continuously identify a real-time location of the user via the one or more components of the user network of devices;
continuously calculate a real-time first limit based on the continuously identified current location of the user and the provisioning location;
calculate a total time to provision the products comprising a sum of a product preparation time and the real-time first limit;
and
optimize delivery of the products based on the total time to provision and the real-time location of the user.

8 more elements

A computer program product for communicable integration of a user network of devices and a vendor system, the user network of devices comprising a plurality of components including an automobile device and a mobile device, the computer program product comprising at least one non-transitory computer-readable medium having computer-readable program code portions embodied therein, the computer-readable program code portions comprises one or more executable portions to:

receive, at the vendor system from the user network of devices, a request for provisioning of products by a vendor;
determine a provisioning location for provisioning of the products by the vendor;
identify a location of the user, via the one or more components of the user network of devices;
calculate a first limit based on a difference between the location of the user and the provisioning location;
continuously identify a real-time location of the user via the one or more components of the user network of devices;
continuously calculate a real-time first limit based on the continuously identified current location of the user and the provisioning location;
calculate a total time to provision the products comprising a sum of a product preparation time and the real-time first limit;
and
optimize delivery of the products based on the total time to provision and the real-time location of the user.

6 more elements

A computer implemented method for communicable integration of a user network of devices and a vendor system, the user network of devices comprising a plurality of components including an automobile device and a mobile device, the method comprising:

receiving, at the vendor system from the user network of devices, a request for provisioning of products by a vendor;
determining a provisioning location for provisioning of the products by the vendor;
identifying a location of the user, via the one or more components of the user network of devices;
calculating a first limit based on a difference between the location of the user and the provisioning location;
continuously identifying a real-time location of the user via the one or more components of the user network of devices;
continuously calculating a real-time first limit based on the continuously identified current location of the user and the provisioning location;
calculating a total time to provision the products comprising a sum of a product preparation time and the real-time first limit;
and
optimizing delivery of the products based on the total time to provision and the real-time location of the user.

6 more elements

Dependencies are inferred from the claim text.

Facts

Application: 15/986,613Filed 22 May 2018
Priority: 22 Nov 2017
Published: 23 May 2019
Term ends: Not estimatedThe source records don’t support an estimate.

Classification47 codes

G08G 1/144
With means giving the indication of available parking spaces: on portable or mobile units, e.g. personal digital assistant [PDA]
B62D 15/0285
Parking aids, e.g. instruction means: parking performed automatically
G01C 21/3469
Special cost functions, i.e. other than distance or default speed limit of road segments: fuel consumption; Energy use; Emission aspects
G01C 21/3484
Special cost functions, i.e. other than distance or default speed limit of road segments: personalized, e.g. from learned user behaviour or…