P2p investment intermediating matching system
OwnerSinae KIM, Keonho KIMinventors
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Abstract
A peer-to-peer investment intermediating matching system issues a bond certificate in a form of a virtual currency with respect to an investment of an investor, and then matches investment conditions of investors and loan conditions of debtors to intermediate an investment therebetween, and, when an investment withdrawal and the like is required within an investment period, searches for and matches the investment conditions between the investors and then transfers bonds in a form of a bond transfer through a virtual currency, so as to enable the investment to be freely withdrawn.
Claims13
A peer-to-peer (P2P) investment intermediating matching platform comprising:
- investor terminals respectively used by one or more investors;
- debtor terminals respectively used by one or more debtors;
- and a peer-to-peer (P2P) investment intermediating matching platform server connected to the respective investor terminals and debtor terminals through a communication network,
- wherein the P2P investment intermediating matching platform server is configured to:
- receive investments to which investment conditions including at least one of an investment amount, a return on investment, and an investment period is added from the investor terminals,
- issue electronic currencies with respect to the investments to the investor terminals;
- receive loan applications to which loan conditions including at least one of a loan amount, an interest rate, and a loan period is added from the debtor terminals, and
- select an investment condition and a loan condition by matching the investment conditions and the loan conditions with each other, and then pay a loan to the debtor terminal of the debtor according to the selected investment condition and the loan condition.
Dependencies are inferred from the claim text.