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US 2019/0102775 A1Published application
Electronic wallet device
AssigneeCapital One Services, LLC
InventorsAdam KOEPPEL, James ZARAKAS
Life of this patent
Estimating the term…
Abstract
An example electronic wallet device may include a plurality of card slots to receive transaction cards; a plurality of card readers, each card reader, of the plurality of card readers, being associated with a card slot of the plurality of card slots; a hub comprising: a processor, and a communication interface; and a switching component that connects the plurality of card readers to the hub.
Claims20
An electronic wallet device, comprising:
- a plurality of card slots to receive transaction cards;
- a plurality of card readers,
- each card reader, of the plurality of card readers, being associated with a card slot of the plurality of card slots;
- a memory to store rewards information associated with the transaction cards;
- and
- one or more processors, operatively coupled to the memory, to:
- receive a merchant identifier for a transaction associated with a transaction terminal;
- compare the merchant identifier with the rewards information;
- automatically select a particular transaction card, of the transaction cards, based on comparing the merchant identifier and the rewards information;
- and
- provide a transaction token, associated with the particular transaction card, to the transaction terminal.
8 more elements
An method, comprising:
- receiving, by an electronic wallet device, a merchant identifier,
- the merchant identifier relating to a transaction associated with a transaction terminal,
- the electronic wallet device including:
- a plurality of card slots,
- the plurality of card slots holding at least two transaction cards, and
- a plurality of card readers,
- each card reader, of the plurality of card readers, being associated with a card slot of the plurality of card slots, and
- the electronic wallet device storing:
- rewards information for each transaction card of the at least two transaction cards;
- identifying, by the electronic wallet device, a single transaction card of the at least two transaction cards,
- the single transaction card being identified based on:
- the merchant identifier, and
- the rewards information associated with the at least two transaction cards;
- and
- providing, by the electronic wallet device and to a smart transaction card, a transaction token associated with the single transaction card,
- the smart transaction card to provide the transaction token to the transaction terminal, and
- the transaction terminal to process the transaction using the transaction token.
14 more elements
A wearable device capable of being worn by a consumer, the wearable device comprising:
- a plurality of card slots in the wearable device to receive transaction cards;
- a plurality of card readers,
- each card reader, of the plurality of card readers, being associated with a card slot of the plurality of card slots;
- a memory to store rewards information associated with the transaction cards;
- and
- one or more processors, operatively coupled to the memory, to:
- receive a merchant identifier for a transaction associated with a transaction terminal;
- determine, based on the merchant identifier and the rewards information, scores for the transaction cards;
- determine that a score for a particular transaction card, of the transaction cards, satisfies a threshold value;
- automatically select the particular transaction card based on determining that the score for the particular transaction card satisfies the threshold value;
- and
- cause a transaction token, associated with the particular transaction card, to be provided to the transaction terminal.
9 more elements
Dependencies are inferred from the claim text.