Near field information transmission

The data storage device of claim 1, wherein the payer client is operable to acquire a candidate service set identifier of a personal wireless hotspot of another device by causing a WiFi module of the client device to detect personal wireless hotspots and corresponding signal intensities.

The data storage device of claim 3, wherein the WiFi module is configured to detect a wireless hotspot based on a signal intensity of the wireless hotspot.

The data storage device of claim 1, wherein the payer client is operable to acquire the candidate service set identifier of a personal wireless hotspot of another device by:

• detecting a personal wireless hotspot of a particular device closest to the client device among multiple personal wireless hotspots of other devices;
• and
• identifying a service set identifier of the personal wireless hotspot of the particular device as the candidate service set identifier.

The data storage device of claim 1, wherein the personal wireless hotspot of another device has a signal range;

• wherein the payer client acquires the candidate service set identifier of the personal wireless hotspot of another device while the client device is within the signal range of the personal wireless hotspot;
• and
• wherein the payer client submits the candidate service set identifier to the server with a request for an account information for an incoming payment transaction created at the server requesting payment by the payer while the client device is within the signal range of the personal wireless hotspot.

The data storage device of claim 1, wherein the payer client is further operable to:

• receive account information from the server;
• and
• transmit a payment requested by the incoming payment transaction to an account identified by the account information.

The data storage device of claim 7, wherein the payee client is further operable to display information regarding the transmission of the payment upon transmission of the payment.

The data storage device of claim 9, wherein the payee client is further operable to:

• receive the transmitted payment reflected in an account of the payee;
• and
• display information regarding the transmission of the payment upon transmission of the payment.

The method of claim 11, wherein acquiring a candidate service set identifier of the personal wireless hotspot comprises causing a WiFi module of the client device to detect personal wireless hotspots and corresponding signal intensities.

The method of claim 13, wherein the WiFi module is configured to detect a wireless hotspot based on a signal intensity of the wireless hotspot.

The method of claim 11, wherein acquiring the candidate service set identifier of the personal wireless hotspot comprises:

• detecting a personal wireless hotspot of a particular device closest to the client device among multiple personal wireless hotspots of other devices;
• and
• identifying a service set identifier of the personal wireless hotspot of the particular device as the candidate service set identifier.

The method of claim 11, wherein the personal wireless hotspot has a signal range;

• wherein the candidate service set identifier of the personal wireless hotspot is acquired while the client device is within the signal range of the personal wireless hotspot;
• and
• wherein the candidate service set identifier is submitted to the server with a request for an account information for an incoming payment transaction created at the server requesting payment by the payer while the client device is within the signal range of the personal wireless hotspot.

The method of claim 11, further comprising:

• receiving account information from the server;
• and
• transmitting a payment requested by the incoming payment transaction to an account identified by the account information.

The method of claim 17, wherein the other device is further operable to display information regarding the transmission of the payment upon transmission of the payment.

The method of claim 19, wherein the other device is further operable to display information regarding the transmission of the payment upon transmission of the payment.