Systems and methods for authentication using authentication management server and device application

Abstract

Methods and systems are provided for authenticating a user with a service provider by implementing an independent authentication management server along with its accompanying cross-platform device application installed on a user's device which provides, among other things, a secure and seamless exchange of sensitive data between a user and the service provider. An authentication management server system may further create, store, and manage a user's sensitive data and securely manage exchange of various requests and corresponding approvals between a user and the service provider. A method for authentication of a user to a service provider, the method being performed by an authentication management server system, include receiving a request from a service provider for a user's password, other personal information, an approval to take specific actions, or an approval to register a new device; transmitting the request to one or more registered devices of the user; and transmitting the user's corresponding approval to the service provider upon the user's approval. The systems and methods of the present disclosure supplements or eliminates the need for a typical password-based authentication process and multi-factor authentication methods.

Dependencies are inferred from the claim text.